Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
De Groof Chantal from Lier, company number BE0466973143, closed financial year 2025 with a result of € 1,850 after tax. For that financial year De Groof Chantal recorded a gross margin of € 111,950 and equity of € 63,648. Compared with financial year 2024, the result moved from € -1,449 to € 1,850. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 63,648
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,850
▲ still € 1,449 loss in 2024
Profit after tax over the fiscal year.
€ 29,900
▲ 128% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 43,648.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 88,923
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 37,233
▼ 19% vs 2024
€ 6,103 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 42,867
▲ 58% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,358
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 75,974 | € 82,025 | € 104,553 | € 111,950 | ▲ 7% |
| Profit after taxes | € -24,604 | € -15,862 | € -1,449 | € 1,850 | ▲ € 3,299 |
| Equity | € 79,110 | € 63,248 | € 61,799 | € 63,648 | ▲ 3% |
| Total debts | € 98,887 | € 102,287 | € 87,494 | € 95,709 | ▲ 9% |
| Cash | € 12,147 | € 16,043 | € 13,126 | € 29,900 | ▲ 128% |
| Land & buildings | € 130,255 | € 121,489 | € 112,793 | € 104,096 | ▼ 8% |
| Retained profit | € 59,110 | € 43,248 | € 41,799 | € 43,648 | ▲ 4% |
| Bank debt | € 59,674 | € 52,804 | € 45,782 | € 37,233 | ▼ 19% |
| Balance sheet total | € 177,997 | € 165,536 | € 149,293 | € 159,357 | ▲ 7% |
Key figures of De Groof Chantal, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to De Groof Chantal?
What happened at De Groof Chantal in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,850. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Lier. KBO
In short
From € 24,604 loss in 2022 to € 1,850 profit in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2025, with € 1,850 profit.
A new publication or filing at De Groof Chantal? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind De Groof Chantal is Chantal De Groof.
Directors
According to the 2025 annual accounts
Chantal De Groof
Director
Establishments
Establishment units
Physical locations of this company
Florent Van Cauwenberghstraat 12
2500 Lier
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0466.973.143
- VAT number
- BE 0466.973.143
- Registered office
- Florent Van Cauwenberghstraat 12, 2500 Lier
- Names & denominations
- De Groof Chantal
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 October 1999
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Fastfoodzaken, snackbars, frituren en dergelijke
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Eetgelegenheden met volledige bediening
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Catering van evenementen
+2