Financials
Financial year 2025
ZAKENKANTOOR VAN OPSTAL from Aarschot, company number BE0466823287, closed financial year 2025 with a result of € 59,346 after tax. For that financial year ZAKENKANTOOR VAN OPSTAL recorded a gross margin of € 289,839 and equity of € 215,412. Compared with financial year 2024, the result moved from € 10,073 to € 59,346. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 215,412
▲ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 59,346
▲ € 49,273 vs 2024
Profit after tax over the fiscal year.
€ 47,073
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 153,439.
People and assets in 2025
2.3
Average over the fiscal year, from the social balance sheet.
€ 140,533
▲ 4% vs 2024
€ 61,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,321
▼ 66% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 171,478
▼ 37% vs 2024
€ 18,661 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 32,428
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,895
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 213,519 | € 248,488 | € 254,945 | € 289,839 | ▲ 14% |
| Profit after taxes | € 21,016 | € 35,038 | € 10,073 | € 59,346 | ▲ € 49,273 |
| Equity | € 185,603 | € 179,641 | € 156,067 | € 215,412 | ▲ 38% |
| Total debts | € 476,996 | € 428,638 | € 370,760 | € 239,008 | ▼ 36% |
| Cash | € 53,248 | € 73,414 | € 98,624 | € 47,073 | ▼ 52% |
| Land & buildings | € 118,626 | € 101,524 | € 88,442 | € 0 | ▼ 100% |
| Retained profit | € 123,630 | € 117,668 | € 94,093 | € 153,439 | ▲ 63% |
| Dividend | € 77,000 | € 41,000 | € 33,648 | € 0 | ▼ 100% |
| Bank debt | € 355,412 | € 309,129 | € 270,184 | € 171,478 | ▼ 37% |
| Balance sheet total | € 662,600 | € 608,280 | € 526,827 | € 454,421 | ▼ 14% |
| Employees (FTE) | - | - | - | 2.3 |
Key figures of ZAKENKANTOOR VAN OPSTAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAKENKANTOOR VAN OPSTAL?
What happened at ZAKENKANTOOR VAN OPSTAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 59,346 (▲ € 49,273 vs 2024). Source: NBB ↗
- Gysemans Groep BV became a director. NBB
- Steven Pin became a director. NBB
- New establishment in Herselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,016 profit in 2022 to € 59,346 profit in 2025.
Paid € 55,905 in corporate taxes since 2022.
Best year ever: 2025, with € 59,346 profit.
On average € 126,000 of value added per employee in 2025.
A new publication or filing at ZAKENKANTOOR VAN OPSTAL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Gysemans Verzekeringen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ZAKENKANTOOR VAN OPSTALBehind ZAKENKANTOOR VAN OPSTAL are Gysemans Groep BV and Steven Pin. The shares are held by Gysemans Verzekeringen (97%).
Directors
According to the 2025 annual accounts
Director · represented by Bart Van Camp
Also active at: Gysemans Financiën, Gysemans Verzekeringen
since 2025
since 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Betekomsesteenweg 69F
3200 Aarschot
G. Vandenheuvelstr. 22
2230 Herselt
Active since 10 March 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0466.823.287
- VAT number
- BE 0466.823.287
- Registered office
- Betekomsesteenweg 69F, 3200 Aarschot
- Names & denominations
- ZAKENKANTOOR VAN OPSTAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 September 1999
- Peppol
- Active · Active since 13 Apr 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Agenten en makelaars in bankdiensten