What does ZAKENKANTOOR VAN OPSTAL do?

ZAKENKANTOOR VAN OPSTAL is an insurance broker in Aarschot. Public Limited, started on 8 September 1999, 1 establishment.

What is the address of ZAKENKANTOOR VAN OPSTAL?

The registered office of ZAKENKANTOOR VAN OPSTAL is located at Betekomsesteenweg 69F, 3200 Aarschot.

Is ZAKENKANTOOR VAN OPSTAL still active?

Yes. According to the CBE (29 October 2026) ZAKENKANTOOR VAN OPSTAL is active, legal situation “Normale toestand”, started on 8 September 1999.

Is ZAKENKANTOOR VAN OPSTAL registered on Peppol?

Yes, ZAKENKANTOOR VAN OPSTAL is registered on the Peppol network with ID 0208:0466823287.

What is the enterprise number of ZAKENKANTOOR VAN OPSTAL?

The enterprise number of ZAKENKANTOOR VAN OPSTAL is BE0466823287.

When was ZAKENKANTOOR VAN OPSTAL founded?

ZAKENKANTOOR VAN OPSTAL was founded on 8 September 1999.

Who are the directors of ZAKENKANTOOR VAN OPSTAL?

According to the 2025 annual accounts, the directors of ZAKENKANTOOR VAN OPSTAL are: Gysemans Groep BV, Steven Pin.

Is ZAKENKANTOOR VAN OPSTAL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 8 September 1999; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did ZAKENKANTOOR VAN OPSTAL make in 2025?

ZAKENKANTOOR VAN OPSTAL posted a profit after taxes of € 59,346 in financial year 2025.

What is the revenue of ZAKENKANTOOR VAN OPSTAL?

As a small company, ZAKENKANTOOR VAN OPSTAL is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 289,839.

How much does an employee at ZAKENKANTOOR VAN OPSTAL earn?

The average wage cost per full-time employee at ZAKENKANTOOR VAN OPSTAL was € 61,100 in 2025: staff costs of € 140,533 for 2.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ZAKENKANTOOR VAN OPSTAL have?

According to the 2025 annual accounts, ZAKENKANTOOR VAN OPSTAL has 2.3 full-time equivalents (FTE).

ZAKENKANTOOR VAN OPSTAL (Public Limited) - Aarschot

Dossier ZAKENKANTOOR VAN OPSTAL, printed on 29 October 2026 from databakkes.be/en/0466823287/zakenkantoor-van-opstal. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ZAKENKANTOOR VAN OPSTAL from Aarschot, company number BE0466823287, closed financial year 2025 with a result of € 59,346 after tax. For that financial year ZAKENKANTOOR VAN OPSTAL recorded a gross margin of € 289,839 and equity of € 215,412. Compared with financial year 2024, the result moved from € 10,073 to € 59,346. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.

What it is worth Growing

€ 215,412

▲ 38% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 59,346

▲ € 49,273 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 47,073

▼ 52% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 153,439.

People and assets in 2025

Full-time equivalents

2.3

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 140,533

▲ 4% vs 2024

€ 61,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 9,321

▼ 66% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 9 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 171,478

▼ 37% vs 2024

€ 18,661 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.

Owed to suppliers

€ 32,428

▼ 29% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 34,895

▼ 14% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 213,519 Gross margin 2022: € 213,519 First fiscal year in the series	€ 248,488 Gross margin 2023: € 248,488 ▲ 16% vs 2022 (€ 213,519) Favourable step	€ 254,945 Gross margin 2024: € 254,945 ▲ 3% vs 2023 (€ 248,488) Favourable step	€ 289,839 Gross margin 2025: € 289,839 ▲ 14% vs 2024 (€ 254,945) Favourable step	▲ 14%
Profit after taxes	€ 21,016 Profit after taxes 2022: € 21,016 First fiscal year in the series	€ 35,038 Profit after taxes 2023: € 35,038 ▲ 67% vs 2022 (€ 21,016) Favourable step	€ 10,073 Profit after taxes 2024: € 10,073 ▼ 71% vs 2023 (€ 35,038) Unfavourable step	€ 59,346 Profit after taxes 2025: € 59,346 ▲ € 49,273 vs 2024 (€ 10,073) Favourable step	▲ € 49,273
Equity	€ 185,603 Equity 2022: € 185,603 First fiscal year in the series	€ 179,641 Equity 2023: € 179,641 ▼ 3% vs 2022 (€ 185,603) Unfavourable step	€ 156,067 Equity 2024: € 156,067 ▼ 13% vs 2023 (€ 179,641) Unfavourable step	€ 215,412 Equity 2025: € 215,412 ▲ 38% vs 2024 (€ 156,067) Favourable step	▲ 38%
Total debts	€ 476,996 Total debts 2022: € 476,996 First fiscal year in the series	€ 428,638 Total debts 2023: € 428,638 ▼ 10% vs 2022 (€ 476,996) Favourable step	€ 370,760 Total debts 2024: € 370,760 ▼ 14% vs 2023 (€ 428,638) Favourable step	€ 239,008 Total debts 2025: € 239,008 ▼ 36% vs 2024 (€ 370,760) Favourable step	▼ 36%
Cash	€ 53,248 Cash 2022: € 53,248 First fiscal year in the series	€ 73,414 Cash 2023: € 73,414 ▲ 38% vs 2022 (€ 53,248) Favourable step	€ 98,624 Cash 2024: € 98,624 ▲ 34% vs 2023 (€ 73,414) Favourable step	€ 47,073 Cash 2025: € 47,073 ▼ 52% vs 2024 (€ 98,624) Unfavourable step	▼ 52%
Land & buildings	€ 118,626 Land & buildings 2022: € 118,626 First fiscal year in the series	€ 101,524 Land & buildings 2023: € 101,524 ▼ 14% vs 2022 (€ 118,626) Unchanged	€ 88,442 Land & buildings 2024: € 88,442 ▼ 13% vs 2023 (€ 101,524) Unchanged	€ 0 Land & buildings 2025: € 0 ▼ 100% vs 2024 (€ 88,442) Unchanged	▼ 100%
Retained profit	€ 123,630 Retained profit 2022: € 123,630 First fiscal year in the series	€ 117,668 Retained profit 2023: € 117,668 ▼ 5% vs 2022 (€ 123,630) Unfavourable step	€ 94,093 Retained profit 2024: € 94,093 ▼ 20% vs 2023 (€ 117,668) Unfavourable step	€ 153,439 Retained profit 2025: € 153,439 ▲ 63% vs 2024 (€ 94,093) Favourable step	▲ 63%
Dividend	€ 77,000 Dividend 2022: € 77,000 First fiscal year in the series	€ 41,000 Dividend 2023: € 41,000 ▼ 47% vs 2022 (€ 77,000) Unchanged	€ 33,648 Dividend 2024: € 33,648 ▼ 18% vs 2023 (€ 41,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 33,648) Unchanged	▼ 100%
Bank debt	€ 355,412 Bank debt 2022: € 355,412 First fiscal year in the series	€ 309,129 Bank debt 2023: € 309,129 ▼ 13% vs 2022 (€ 355,412) Favourable step	€ 270,184 Bank debt 2024: € 270,184 ▼ 13% vs 2023 (€ 309,129) Favourable step	€ 171,478 Bank debt 2025: € 171,478 ▼ 37% vs 2024 (€ 270,184) Favourable step	▼ 37%
Balance sheet total	€ 662,600 Balance sheet total 2022: € 662,600 First fiscal year in the series	€ 608,280 Balance sheet total 2023: € 608,280 ▼ 8% vs 2022 (€ 662,600) Unchanged	€ 526,827 Balance sheet total 2024: € 526,827 ▼ 13% vs 2023 (€ 608,280) Unchanged	€ 454,421 Balance sheet total 2025: € 454,421 ▼ 14% vs 2024 (€ 526,827) Unchanged	▼ 14%
Employees (FTE)	-	-	-	2.3 Employees (FTE) 2025: 2.3 First fiscal year in the series

Key figures of ZAKENKANTOOR VAN OPSTAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ZAKENKANTOOR VAN OPSTAL?

What happened at ZAKENKANTOOR VAN OPSTAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 23, 2026 New annual accounts for financial year 2025: profit of € 59,346 (▲ € 49,273 vs 2024). Source: NBB ↗
2025 Gysemans Groep BV became a director. NBB
2025 Steven Pin became a director. NBB
Mar 10, 2000 New establishment in Herselt. KBO
Sep 8, 1999 Start of the company according to the CBE. KBO

In short

From € 21,016 profit in 2022 to € 59,346 profit in 2025.

Paid € 55,905 in corporate taxes since 2022.

Best year ever: 2025, with € 59,346 profit.

On average € 126,000 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Gysemans Verzekeringen 97%

The stake of Gysemans Verzekeringen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ZAKENKANTOOR VAN OPSTAL

Behind ZAKENKANTOOR VAN OPSTAL are Gysemans Groep BV and Steven Pin. The shares are held by Gysemans Verzekeringen (97%).

Directors

According to the 2025 annual accounts

Gysemans Groep BV

Director · represented by Bart Van Camp

Also active at: Gysemans Financiën, Gysemans Verzekeringen

since 2025

Steven Pin

Director

Also active at: Gysemans Financiën, SP INVEST, GYSEMANS GROEP

since 2025

Shareholders

Gysemans Verzekeringen

97%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Betekomsesteenweg 69F

3200 Aarschot

2.097.170.583

G. Vandenheuvelstr. 22

2230 Herselt

Active since 10 March 2000

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Gysemans Financiën same network

€ 110,823 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0466.823.287

VAT number

BE 0466.823.287

Registered office

Betekomsesteenweg 69F, 3200 Aarschot

Names & denominations

ZAKENKANTOOR VAN OPSTAL

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

8 September 1999

Peppol

Active · Active since 13 Apr 2026

Contact

gysemansgroep.be [email protected] 016360460

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

ZAKENKANTOOR VAN OPSTAL

Financials

What happened to ZAKENKANTOOR VAN OPSTAL?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions