Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Studio Penelope from Antwerpen, company number BE0466621567, closed financial year 2025 with a result of € -29,478 after tax. For that financial year Studio Penelope recorded a gross margin of € -13,824 and equity of € -150,426. Compared with financial year 2024, the result moved from € -26,133 to € -29,478. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ -150,426
▼ € 29,478 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -29,478
▼ 13 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,116
▼ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -169,018.
People and assets in 2025
€ 3,845
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 44,846
▲ 2% vs 2024
€ 12,794 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,503
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 405
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 26,131 | € -78,808 | € -20,018 | € -13,824 | ▲ € 6,194 |
| Profit after taxes | € -7,149 | € -135,168 | € -26,133 | € -29,478 | ▼ € 3,345 |
| Equity | € 42,213 | € -94,815 | € -120,947 | € -150,426 | ▼ € 29,478 |
| Total debts | € 131,972 | € 153,811 | € 187,714 | € 224,889 | ▲ 20% |
| Cash | € 1 | € 2,138 | € 2,844 | € 1,116 | ▼ 61% |
| Land & buildings | € 7,001 | € 0 | - | - | |
| Retained profit | € 23,621 | € -113,407 | € -139,539 | € -169,018 | ▼ € 29,478 |
| Bank debt | € 51,129 | € 0 | € 44,118 | € 44,846 | ▲ 2% |
| Balance sheet total | € 174,185 | € 58,997 | € 66,767 | € 74,464 | ▲ 12% |
Key figures of Studio Penelope, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Studio Penelope?
What happened at Studio Penelope in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 29,478. filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,149 loss in 2022 to € 29,478 loss in 2025.
Paid € 6,940 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Studio Penelope are Vincent Perbal and Iris Smarnakis.
Directors
According to the 2025 annual accounts
Vincent Perbal
Director
Iris Smarnakis
Director
Establishments
Establishment units
Physical locations of this company
Frankrijklei 117
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
Domain
Domain
studiopenelope.com
Registered
2017-09-12
Registrar
Combell NV
Expires
2026-09-12
Website info
Features
Security
Network
Details
- Company number
- 0466.621.567
- VAT number
- BE 0466.621.567
- Registered office
- Frankrijklei 117, 2000 Antwerpen
- Names & denominations
- Studio Penelope
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 July 1999
- Peppol
- Active · Active since 21 Jan 2026
- Contact
- studiopenelope.com
- Activities · NACE
Activiteiten van interieurarchitecten
Hotels en dergelijke accommodatie
Gites, vakantiewoningen en -appartementen