Financials
Financial year 2025
B&G Verzekeringen from Vorselaar, company number BE0466387084, closed financial year 2025 with a result of € 37,267 after tax. For that financial year B&G Verzekeringen recorded a gross margin of € 581,397 and equity of € 993,975. Compared with financial year 2024, the result moved from € 11,572 to € 37,267. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 993,975
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 37,267
▲ 222% vs 2024
Profit after tax over the fiscal year.
€ 330,364
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 60,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
5
Average over the fiscal year, from the social balance sheet.
€ 349,921
▲ 5% vs 2024
€ 70,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 58,667
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 132,959
▼ 28% vs 2024
€ 40,414 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 40,466
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,552
▲ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 516,447 | € 455,686 | € 520,234 | € 581,397 | ▲ 12% |
| Profit after taxes | € 55,607 | € 30,620 | € 11,572 | € 37,267 | ▲ 222% |
| Equity | € 1,094,516 | € 1,065,136 | € 1,016,708 | € 993,975 | ▼ 2% |
| Total debts | € 363,202 | € 388,988 | € 347,820 | € 270,501 | ▼ 22% |
| Cash | € 326,050 | € 380,695 | € 326,057 | € 330,364 | ▲ 1% |
| Land & buildings | € 200,091 | € 192,159 | € 176,813 | € 158,492 | ▼ 10% |
| Retained profit | € 1,076,041 | € 1,046,661 | € 998,233 | € 975,500 | ▼ 2% |
| Dividend | € 40,000 | € 60,000 | € 60,000 | € 60,000 | |
| Bank debt | € 271,356 | € 212,934 | € 185,823 | € 132,959 | ▼ 28% |
| Balance sheet total | € 1,522,869 | € 1,454,124 | € 1,364,528 | € 1,264,476 | ▼ 7% |
| Employees (FTE) | 3.2 | 5 | - | 5 |
Key figures of B&G Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B&G Verzekeringen?
What happened at B&G Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 37,267 (▲ 222% vs 2024). Source: NBB ↗
- Laborantes nunc frui BV BV became a director. NBB
- Broes BV BV became a director. NBB
- New establishment in Vorselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 55,607 profit in 2022 to € 37,267 profit in 2025.
Paid € 121,547 in corporate taxes since 2022.
Best year ever: 2022, with € 55,607 profit.
On average € 116,300 of value added per employee in 2025.
A new publication or filing at B&G Verzekeringen? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Laborantes nunc frui, BROES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
B&G VerzekeringenBehind B&G Verzekeringen are Laborantes nunc frui BV BV and Broes BV BV. The shares are held by Laborantes nunc frui (50%) and BROES (30.4%).
Directors
According to the 2025 annual accounts
Director · represented by Goossens Dirk
since 2022
Director · represented by Broeckx Bart
since 2022
Shareholders
30.4%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Lepelstraat 37
2290 Vorselaar
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0466.387.084
- VAT number
- BE 0466.387.084
- Registered office
- Lepelstraat 37, 2290 Vorselaar
- Names & denominations
- B&G Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 July 1999
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten