What does B&G Verzekeringen do?

B&G Verzekeringen is an insurance broker in Vorselaar. Private Limited, started on 12 July 1999, 1 establishment.

What is the address of B&G Verzekeringen?

The registered office of B&G Verzekeringen is located at Lepelstraat 37, 2290 Vorselaar.

Is B&G Verzekeringen still active?

Yes. According to the CBE (30 October 2026) B&G Verzekeringen is active, legal situation “Normale toestand”, started on 12 July 1999.

Is B&G Verzekeringen registered on Peppol?

Yes, B&G Verzekeringen is registered on the Peppol network with ID 0208:0466387084.

What is the enterprise number of B&G Verzekeringen?

The enterprise number of B&G Verzekeringen is BE0466387084.

When was B&G Verzekeringen founded?

B&G Verzekeringen was founded on 12 July 1999.

Who are the directors of B&G Verzekeringen?

According to the 2025 annual accounts, the directors of B&G Verzekeringen are: Laborantes nunc frui BV BV, Broes BV BV.

Is B&G Verzekeringen a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 July 1999; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did B&G Verzekeringen make in 2025?

B&G Verzekeringen posted a profit after taxes of € 37,267 in financial year 2025.

What is the revenue of B&G Verzekeringen?

As a small company, B&G Verzekeringen is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 581,397.

How much does an employee at B&G Verzekeringen earn?

The average wage cost per full-time employee at B&G Verzekeringen was € 70,000 in 2025: staff costs of € 349,921 for 5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does B&G Verzekeringen have?

According to the 2025 annual accounts, B&G Verzekeringen has 5 full-time equivalents (FTE).

B&G Verzekeringen (Private Limited) - Vorselaar

Dossier B&G Verzekeringen, printed on 30 October 2026 from databakkes.be/en/0466387084/b-g-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

B&G Verzekeringen from Vorselaar, company number BE0466387084, closed financial year 2025 with a result of € 37,267 after tax. For that financial year B&G Verzekeringen recorded a gross margin of € 581,397 and equity of € 993,975. Compared with financial year 2024, the result moved from € 11,572 to € 37,267. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.

What it is worth Healthy

€ 993,975

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 37,267

▲ 222% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 330,364

▲ 1% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 60,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 349,921

▲ 5% vs 2024

€ 70,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 58,667

▼ 31% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 132,959

▼ 28% vs 2024

€ 40,414 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 40,466

▲ 12% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 36,552

▲ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 516,447 Gross margin 2022: € 516,447 First fiscal year in the series	€ 455,686 Gross margin 2023: € 455,686 ▼ 12% vs 2022 (€ 516,447) Unfavourable step	€ 520,234 Gross margin 2024: € 520,234 ▲ 14% vs 2023 (€ 455,686) Favourable step	€ 581,397 Gross margin 2025: € 581,397 ▲ 12% vs 2024 (€ 520,234) Favourable step	▲ 12%
Profit after taxes	€ 55,607 Profit after taxes 2022: € 55,607 First fiscal year in the series	€ 30,620 Profit after taxes 2023: € 30,620 ▼ 45% vs 2022 (€ 55,607) Unfavourable step	€ 11,572 Profit after taxes 2024: € 11,572 ▼ 62% vs 2023 (€ 30,620) Unfavourable step	€ 37,267 Profit after taxes 2025: € 37,267 ▲ 222% vs 2024 (€ 11,572) Favourable step	▲ 222%
Equity	€ 1,094,516 Equity 2022: € 1,094,516 First fiscal year in the series	€ 1,065,136 Equity 2023: € 1,065,136 ▼ 3% vs 2022 (€ 1,094,516) Unfavourable step	€ 1,016,708 Equity 2024: € 1,016,708 ▼ 5% vs 2023 (€ 1,065,136) Unfavourable step	€ 993,975 Equity 2025: € 993,975 ▼ 2% vs 2024 (€ 1,016,708) Unfavourable step	▼ 2%
Total debts	€ 363,202 Total debts 2022: € 363,202 First fiscal year in the series	€ 388,988 Total debts 2023: € 388,988 ▲ 7% vs 2022 (€ 363,202) Unfavourable step	€ 347,820 Total debts 2024: € 347,820 ▼ 11% vs 2023 (€ 388,988) Favourable step	€ 270,501 Total debts 2025: € 270,501 ▼ 22% vs 2024 (€ 347,820) Favourable step	▼ 22%
Cash	€ 326,050 Cash 2022: € 326,050 First fiscal year in the series	€ 380,695 Cash 2023: € 380,695 ▲ 17% vs 2022 (€ 326,050) Favourable step	€ 326,057 Cash 2024: € 326,057 ▼ 14% vs 2023 (€ 380,695) Unfavourable step	€ 330,364 Cash 2025: € 330,364 ▲ 1% vs 2024 (€ 326,057) Favourable step	▲ 1%
Land & buildings	€ 200,091 Land & buildings 2022: € 200,091 First fiscal year in the series	€ 192,159 Land & buildings 2023: € 192,159 ▼ 4% vs 2022 (€ 200,091) Unchanged	€ 176,813 Land & buildings 2024: € 176,813 ▼ 8% vs 2023 (€ 192,159) Unchanged	€ 158,492 Land & buildings 2025: € 158,492 ▼ 10% vs 2024 (€ 176,813) Unchanged	▼ 10%
Retained profit	€ 1,076,041 Retained profit 2022: € 1,076,041 First fiscal year in the series	€ 1,046,661 Retained profit 2023: € 1,046,661 ▼ 3% vs 2022 (€ 1,076,041) Unfavourable step	€ 998,233 Retained profit 2024: € 998,233 ▼ 5% vs 2023 (€ 1,046,661) Unfavourable step	€ 975,500 Retained profit 2025: € 975,500 ▼ 2% vs 2024 (€ 998,233) Unfavourable step	▼ 2%
Dividend	€ 40,000 Dividend 2022: € 40,000 First fiscal year in the series	€ 60,000 Dividend 2023: € 60,000 ▲ 50% vs 2022 (€ 40,000) Unchanged	€ 60,000 Dividend 2024: € 60,000 Unchanged (€ 60,000) Unchanged	€ 60,000 Dividend 2025: € 60,000 Unchanged (€ 60,000) Unchanged
Bank debt	€ 271,356 Bank debt 2022: € 271,356 First fiscal year in the series	€ 212,934 Bank debt 2023: € 212,934 ▼ 22% vs 2022 (€ 271,356) Favourable step	€ 185,823 Bank debt 2024: € 185,823 ▼ 13% vs 2023 (€ 212,934) Favourable step	€ 132,959 Bank debt 2025: € 132,959 ▼ 28% vs 2024 (€ 185,823) Favourable step	▼ 28%
Balance sheet total	€ 1,522,869 Balance sheet total 2022: € 1,522,869 First fiscal year in the series	€ 1,454,124 Balance sheet total 2023: € 1,454,124 ▼ 5% vs 2022 (€ 1,522,869) Unchanged	€ 1,364,528 Balance sheet total 2024: € 1,364,528 ▼ 6% vs 2023 (€ 1,454,124) Unchanged	€ 1,264,476 Balance sheet total 2025: € 1,264,476 ▼ 7% vs 2024 (€ 1,364,528) Unchanged	▼ 7%
Employees (FTE)	3.2 Employees (FTE) 2022: 3.2 First fiscal year in the series	5 Employees (FTE) 2023: 5 ▲ 1.8 vs 2022 (3.2) Unchanged	-	5 Employees (FTE) 2025: 5 First fiscal year in the series

Key figures of B&G Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to B&G Verzekeringen?

What happened at B&G Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 11, 2026 New annual accounts for financial year 2025: profit of € 37,267 (▲ 222% vs 2024). Source: NBB ↗
2022 Laborantes nunc frui BV BV became a director. NBB
2022 Broes BV BV became a director. NBB
Feb 4, 2000 New establishment in Vorselaar. KBO
Jul 12, 1999 Start of the company according to the CBE. KBO

In short

From € 55,607 profit in 2022 to € 37,267 profit in 2025.

Paid € 121,547 in corporate taxes since 2022.

Best year ever: 2022, with € 55,607 profit.

On average € 116,300 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Laborantes nunc frui 50%

BROES 30.4%

The stake of Laborantes nunc frui, BROES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

B&G Verzekeringen

Behind B&G Verzekeringen are Laborantes nunc frui BV BV and Broes BV BV. The shares are held by Laborantes nunc frui (50%) and BROES (30.4%).

Directors

According to the 2025 annual accounts

Laborantes nunc frui BV BV

Director · represented by Goossens Dirk

since 2022

Broes BV BV

Director · represented by Broeckx Bart

since 2022

Shareholders

Laborantes nunc frui

50%

BROES

30.4%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Lepelstraat 37

2290 Vorselaar

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

GROEP B&G VERZEKERINGEN

Credinvest

€ 343,802 gross margin · 2025

Btw-eenheid Credinvest

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0466.387.084

VAT number

BE 0466.387.084

Registered office

Lepelstraat 37, 2290 Vorselaar

Names & denominations

B&G Verzekeringen

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

12 July 1999

Peppol

Active · Active since 8 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

B&G Verzekeringen

Financials

What happened to B&G Verzekeringen?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions