Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMOSCAF from Binche, company number BE0466348284, closed financial year 2025 with a result of € 73,158 after tax. For that financial year IMMOSCAF recorded a gross margin of € 136,084 and equity of € 222,492. Compared with financial year 2024, the result moved from € 14,374 to € 73,158. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.
€ 222,492
▲ 49% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 73,158
▲ € 58,784 vs 2024
Profit after tax over the fiscal year.
€ 29,444
▲ 210% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 205,511.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 38,121
▲ € 36,043 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 34,062
▲ 32% vs 2024
€ 17,532 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 8,804
▲ 247% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,098
▼ 57% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,750 | € 69,950 | € 52,279 | € 136,084 | ▲ 160% |
| Profit after taxes | € 13,832 | € 25,875 | € 14,374 | € 73,158 | ▲ € 58,784 |
| Equity | € 109,085 | € 134,960 | € 149,334 | € 222,492 | ▲ 49% |
| Total debts | € 185,177 | € 142,548 | € 123,539 | € 119,296 | ▼ 3% |
| Cash | € 35,564 | € 20,516 | € 9,490 | € 29,444 | ▲ 210% |
| Land & buildings | € 244,425 | € 243,937 | € 243,986 | € 249,175 | ▲ 2% |
| Retained profit | € 92,104 | € 117,979 | € 132,353 | € 205,511 | ▲ 55% |
| Bank debt | € 81,439 | € 50,796 | € 25,804 | € 34,062 | ▲ 32% |
| Balance sheet total | € 294,262 | € 277,508 | € 272,873 | € 341,788 | ▲ 25% |
Key figures of IMMOSCAF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMOSCAF?
What happened at IMMOSCAF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 73,158 (▲ € 58,784 vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 13,832 profit in 2022 to € 73,158 profit in 2025.
Paid € 58,899 in corporate taxes since 2022.
Best year ever: 2025, with € 73,158 profit.
Management
Behind IMMOSCAF is FRANCO ARGENTO. It owns 20% of CREATIO RENOV itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue de la Pépinière(BIN) 41
7130 Binche
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0466.348.284
- VAT number
- BE 0466.348.284
- Registered office
- Rue de la Pépinière(BIN) 41, 7130 Binche
- Names & denominations
- IMMOSCAF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 June 1999
- Peppol
- Active · Active since 14 Dec 2025
- Activities · NACE
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