Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RETROSPECTIVE from Scherpenheuvel-Zichem, company number BE0465932075, closed financial year 2025 with a result of € -3,507 after tax. For that financial year RETROSPECTIVE recorded a gross margin of € 7,189 and equity of € 137,600. Compared with financial year 2024, the result moved from € 101 to € -3,507. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 137,600
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,507
▼ still € 101 profit in 2024
Profit after tax over the fiscal year.
€ 8
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 4,008.
Debts at end 2025
€ 599,744
€ 36,858 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 22,721
▲ 68% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 708
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 53,395 | - | - | |
| Gross margin | € 18,872 | € 9,620 | € 16,986 | € 7,189 | ▼ 58% |
| Profit after taxes | € 223 | € 71 | € 101 | € -3,507 | ▼ € 3,608 |
| Equity | € 155,935 | € 156,006 | € 141,107 | € 137,600 | ▼ 2% |
| Total debts | € 636,314 | € 653,055 | € 654,585 | € 669,577 | ▲ 2% |
| Cash | € 7 | € 1 | € 21 | € 8 | ▼ 62% |
| Land & buildings | € 529,437 | € 529,437 | € 514,437 | € 514,437 | |
| Retained profit | € 7,343 | € 7,414 | € 7,515 | € 4,008 | ▼ 47% |
| Bank debt | € 588,870 | € 594,853 | € 600,005 | € 599,744 | |
| Balance sheet total | € 792,249 | € 809,061 | € 795,692 | € 807,177 | ▲ 1% |
Key figures of RETROSPECTIVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RETROSPECTIVE?
What happened at RETROSPECTIVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,507 (▼ € 3,608 vs 2024). filed late Source: NBB ↗
- Johan Van Reymenant became a director. NBB
- New establishment in Oud-Heverlee. KBO
- Start of the company according to the CBE. KBO
In short
From € 223 profit in 2022 to € 3,507 loss in 2025.
Paid € 422 in corporate taxes since 2022.
Best year ever: 2022, with € 223 profit.
Management
Behind RETROSPECTIVE is Johan Van Reymenant. Johan Van Reymenant is also behind CUMULIS.
Directors
According to the 2025 annual accounts
since 2006
Establishments
Establishment units
Physical locations of this company
Turnhoutsebaan 63
3271 Scherpenheuvel-Zichem
Pastoor Tilemansstraat 14
3051 Oud-Heverlee
Active since 27 May 1999
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.932.075
- VAT number
- BE 0465.932.075
- Registered office
- Turnhoutsebaan 63, 3271 Scherpenheuvel-Zichem
- Names & denominations
- RETROSPECTIVE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 April 1999
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Kleinhandel in onderdelen en accessoires van auto's
Detailhandel in onderdelen en accessoires van motorvoertuigen