Financials
Financial year 2025
AB Crédit from Etterbeek, company number BE0465854673, closed financial year 2025 with a result of € 55,705 after tax. For that financial year AB Crédit recorded a gross margin of € 115,514 and equity of € 949,241. Compared with financial year 2024, the result moved from € -65,194 to € 55,705. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 949,241
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 55,705
▲ still € 65,194 loss in 2024
Profit after tax over the fiscal year.
€ 383,850
▲ € 291,334 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 819,241.
People and assets in 2025
€ 1,488
▲ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,457
▼ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 100,720 | € -12,542 | € 15,922 | € 115,514 | ▲ € 99,592 |
| Profit after taxes | € 4,657 | € 16,138 | € -65,194 | € 55,705 | ▲ € 120,899 |
| Equity | € 942,592 | € 958,730 | € 893,536 | € 949,241 | ▲ 6% |
| Total debts | € 639,571 | € 443,104 | € 411,330 | € 275,981 | ▼ 33% |
| Cash | € 124,546 | € 135,458 | € 92,516 | € 383,850 | ▲ € 291,334 |
| Land & buildings | € 1,389,542 | € 1,209,289 | € 1,153,464 | € 779,641 | ▼ 32% |
| Retained profit | € 812,592 | € 828,730 | € 763,536 | € 819,241 | ▲ 7% |
| Bank debt | € 210,723 | € 9,760 | € 0 | € 0 | |
| Balance sheet total | € 1,582,163 | € 1,401,834 | € 1,304,866 | € 1,225,222 | ▼ 6% |
Key figures of AB Crédit, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AB Crédit?
What happened at AB Crédit in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 55,705. Source: NBB ↗
- Jean-François RODERBOURG became a director. NBB
- Jean-Claude RODERBOURG became a director. NBB
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,657 profit in 2022 to € 55,705 profit in 2025.
Paid € 1,768 in corporate taxes since 2022.
Best year ever: 2025, with € 55,705 profit.
A new publication or filing at AB Crédit? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FINWAY comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AB CréditBehind AB Crédit are Jean-François RODERBOURG and Jean-Claude RODERBOURG. The shares are held by FINWAY (39.9%).
Establishments
Establishment units
Physical locations of this company
Nerviërslaan 7/10
1040 Etterbeek
Avenue Peltzer 78
4800 Verviers
Active since 16 July 2004
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.854.673
- VAT number
- BE 0465.854.673
- Registered office
- Nerviërslaan 7/10, 1040 Etterbeek
- Names & denominations
- AB Crédit
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 April 1999
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis