Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HOUBEN EN ZOON from Lummen, company number BE0465840520, closed financial year 2025 with a result of € 83,365 after tax. For that financial year HOUBEN EN ZOON recorded a gross margin of € 153,398 and equity of € 165,907. Compared with financial year 2024, the result moved from € -56,609 to € 83,365. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ 165,907
▲ 75% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 83,365
▲ still € 56,609 loss in 2024
Profit after tax over the fiscal year.
€ 40,190
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 12,500 paid out
15 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 33,049
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 700,942
▼ 8% vs 2024
€ 25,918 is repaid this year. At this pace the long-term loan is gone in ≈ 27 years.
€ 4,605
▼ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,596
▲ 98% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 33,553 | € 51,262 | € -21,744 | € 153,398 | ▲ € 175,142 |
| Profit after taxes | € 20,540 | € 38,926 | € -56,609 | € 83,365 | ▲ € 139,974 |
| Equity | € 125,225 | € 151,651 | € 95,042 | € 165,907 | ▲ 75% |
| Total debts | € 63,567 | € 66,189 | € 899,365 | € 791,561 | ▼ 12% |
| Cash | € 176,079 | € 148,992 | € 42,201 | € 40,190 | ▼ 5% |
| Land & buildings | - | - | € 890,630 | € 869,522 | ▼ 2% |
| Retained profit | € 100,425 | € 126,851 | € 70,242 | € 141,107 | ▲ 101% |
| Dividend | € 12,500 | € 12,500 | € 0 | € 12,500 | |
| Bank debt | € 0 | € 0 | € 765,925 | € 700,942 | ▼ 8% |
| Balance sheet total | € 188,792 | € 217,841 | € 994,407 | € 957,468 | ▼ 4% |
Key figures of HOUBEN EN ZOON, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HOUBEN EN ZOON?
What happened at HOUBEN EN ZOON in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 83,365. filed late Source: NBB ↗
- Jeff Houben became a director. NBB
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,540 profit in 2022 to € 83,365 profit in 2025.
Paid € 21,215 in corporate taxes since 2022.
Best year ever: 2025, with € 83,365 profit.
Paid out € 37,500 in dividends to the owners in total.
Management
Behind HOUBEN EN ZOON is Jeff Houben.
Directors
According to the 2025 annual accounts
Jeff Houben
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Dwarsstraat 7
3560 Lummen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.840.520
- VAT number
- BE 0465.840.520
- Registered office
- Dwarsstraat 7, 3560 Lummen
- Names & denominations
- HOUBEN EN ZOON
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 April 1999
- Peppol
- Active · Active since 28 Jul 2024
- Activities · NACE
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