Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
MOB 3 from Blégny, company number BE0465666514, closed financial year 2025 with a result of € -5,101 after tax. For that financial year MOB 3 recorded a gross margin of € 80,356 and equity of € 759,932. Compared with financial year 2024, the result moved from € -1,042 to € -5,101. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.
€ 759,932
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,101
▼ 389 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8,663
▲ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -202,068.
People and assets in 2025
€ 933
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 507,225
▼ 7% vs 2024
€ 27,939 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 1,087
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,645 | € 57,263 | € 83,174 | € 80,356 | ▼ 3% |
| Profit after taxes | € -72,822 | € -38,377 | € -1,042 | € -5,101 | ▼ € 4,059 |
| Equity | € 804,452 | € 766,075 | € 765,033 | € 759,932 | ▼ 1% |
| Total debts | € 906,361 | € 889,553 | € 846,114 | € 795,423 | ▼ 6% |
| Cash | € 3,383 | € 9,899 | € 6,393 | € 8,663 | ▲ 36% |
| Land & buildings | € 1,702,178 | € 1,639,953 | € 1,602,188 | € 1,543,483 | ▼ 4% |
| Retained profit | € -157,548 | € -195,925 | € -196,967 | € -202,068 | ▼ € 5,101 |
| Bank debt | € 634,068 | € 591,438 | € 548,259 | € 507,225 | ▼ 7% |
| Balance sheet total | € 1,710,814 | € 1,655,629 | € 1,611,147 | € 1,555,355 | ▼ 3% |
Key figures of MOB 3, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MOB 3?
What happened at MOB 3 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,101. Source: NBB ↗
- LOUIS GERARDY stepped down as director. NBB
- BERNADETTE CLERDENT stepped down as director. NBB
- JEAN-LOUIS GERARDY stepped down as director. NBB
- LOUIS GERARDY became a director. NBB
- BERNADETTE CLERDENT became a director. NBB
- JEAN-LOUIS GERARDY became a director. NBB
- New establishment in Blégny. KBO
In short
From € 72,822 loss in 2022 to € 5,101 loss in 2025.
Paid € 4 in corporate taxes since 2022.
Management
Directors
According to the 2025 annual accounts
LOUIS GERARDY
Managing director
since 2019 · until 2025
BERNADETTE CLERDENT
Director
since 2019 · until 2025
JEAN-LOUIS GERARDY
Director
since 2019 · until 2025
Establishments
Establishment units
Physical locations of this company
Route de Blegny 14
4670 Blégny
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.666.514
- VAT number
- BE 0465.666.514
- Registered office
- Route de Blegny 14, 4670 Blégny
- Names & denominations
- MOB 3
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 March 1999
- Peppol
- Not registered
- Activities · NACE
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