Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
DECORATIE VANLOO from De Haan, company number BE0465623358, closed financial year 2026 with a result of € 7,678 after tax. For that financial year DECORATIE VANLOO recorded a gross margin of € 235,650 and equity of € 59,569. Compared with financial year 2025, the result moved from € 21,029 to € 7,678. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 26, 2026.
€ 59,569
▼ 32% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,678
▼ 63% vs 2025
Profit after tax over the fiscal year.
€ 10,226
▼ 34% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 35,158 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2026
2.8
Average over the fiscal year, from the social balance sheet.
€ 164,147
▲ 3% vs 2025
€ 58,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 44,606
▼ 44% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 62,372
▼ 41% vs 2025
€ 23,994 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 73,148
▲ 12% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 29,517
▼ 16% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 230,213 | € 220,710 | € 241,115 | € 235,650 | ▼ 2% |
| Profit after taxes | € 25,921 | € 15,741 | € 21,029 | € 7,678 | ▼ 63% |
| Equity | € 79,128 | € 94,869 | € 87,049 | € 59,569 | ▼ 32% |
| Total debts | € 174,522 | € 196,095 | € 206,286 | € 167,180 | ▼ 19% |
| Cash | € 3,267 | € 7,938 | € 15,592 | € 10,226 | ▼ 34% |
| Retained profit | € 60,528 | € 76,269 | € 87,049 | € 59,569 | ▼ 32% |
| Dividend | € 22,660 | € 0 | € 10,249 | € 35,158 | ▲ 243% |
| Bank debt | € 67,653 | € 55,861 | € 105,988 | € 62,372 | ▼ 41% |
| Balance sheet total | € 253,650 | € 290,964 | € 293,335 | € 226,749 | ▼ 23% |
| Employees (FTE) | 3.1 | 2.8 | 2.8 | 2.8 |
Key figures of DECORATIE VANLOO, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to DECORATIE VANLOO?
What happened at DECORATIE VANLOO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 7,678 (▼ 63% vs 2025). Source: NBB ↗
- Catharine Lootens became a director. NBB
- Stefaan Vanloo became a director. NBB
- New establishment in De Haan. KBO
- Start of the company according to the CBE. KBO
In short
From € 25,921 profit in 2023 to € 7,678 profit in 2026.
Paid € 28,369 in corporate taxes since 2023.
Best year ever: 2023, with € 25,921 profit.
On average € 84,200 of value added per employee in 2026.
Management
Behind DECORATIE VANLOO are Catharine Lootens and Stefaan Vanloo.
Directors
According to the 2026 annual accounts
Catharine Lootens
Director
since 2010
Stefaan Vanloo
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Stationsstraat 18
8420 De Haan
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0465.623.358
- VAT number
- BE 0465.623.358
- Registered office
- Stationsstraat 18, 8420 De Haan
- Names & denominations
- DECORATIE VANLOO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 March 1999
- Peppol
- Active · Active since 17 Apr 2026
- Contact
- decoratievanloo.be
- Activities · NACE
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