Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ARCHITECTE P. SMAL from Gembloux, company number BE0465605938, closed financial year 2025 with a result of € -44,850 after tax. For that financial year ARCHITECTE P. SMAL recorded a gross margin of € 30,073 and equity of € 80,412. Compared with financial year 2024, the result moved from € -2,589 to € -44,850. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 80,412
▼ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -44,850
▼ 1632 % more loss than in 2024
Profit after tax over the fiscal year.
€ 24,189
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 59,952.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 20,455
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,500
▼ 52% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,803
▼ 53% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 13,095 | € 34,716 | € 29,165 | € 30,073 | ▲ 3% |
| Profit after taxes | € 1,623 | € 17,644 | € -2,589 | € -44,850 | ▼ € 42,260 |
| Equity | € 119,207 | € 127,851 | € 125,262 | € 80,412 | ▼ 36% |
| Total debts | € 20,302 | € 24,984 | € 15,579 | € 46,650 | ▲ 199% |
| Cash | € 117,170 | € 57,419 | € 29,003 | € 24,189 | ▼ 17% |
| Retained profit | € 100,607 | € 107,391 | € 104,802 | € 59,952 | ▼ 43% |
| Dividend | € 5,000 | € 9,000 | € 0 | € 0 | |
| Balance sheet total | € 139,509 | € 152,834 | € 140,840 | € 127,062 | ▼ 10% |
Key figures of ARCHITECTE P. SMAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ARCHITECTE P. SMAL?
What happened at ARCHITECTE P. SMAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 44,850. Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 1,623 profit in 2022 to € 44,850 loss in 2025.
Paid € 11,379 in corporate taxes since 2022.
Best year ever: 2023, with € 17,644 profit.
Paid out € 14,000 in dividends to the owners in total.
Management
Behind ARCHITECTE P. SMAL is Patrick Smal.
Directors
According to the 2025 annual accounts
Patrick Smal
Director
Establishments
Establishment units
Physical locations of this company
Chaussée de Nivelles, Mazy 40
5032 Gembloux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.605.938
- VAT number
- BE 0465.605.938
- Registered office
- Chaussée de Nivelles, Mazy 40, 5032 Gembloux
- Names & denominations
- ARCHITECTE P. SMAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 March 1999
- Peppol
- Active · Active since 20 Nov 2020
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