Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MALOE from Wavre, company number BE0465548827, closed financial year 2025 with a result of € 1,859 after tax. For that financial year MALOE recorded a gross margin of € 19,092 and equity of € 56,760. Compared with financial year 2024, the result moved from € -19,834 to € 1,859. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 56,760
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,859
▲ still € 19,834 loss in 2024
Profit after tax over the fiscal year.
€ 470
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 50,562.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 11,702
▼ 33% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,861
▼ 72% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7,326
▼ 48% vs 2024
Loans from banks and other lenders, long and short.
€ 34,246
▼ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,190
▼ 58% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 29,417 | € 24,333 | € 10,694 | € 19,092 | ▲ 79% |
| Profit after taxes | € 3,567 | € 4,400 | € -19,834 | € 1,859 | ▲ € 21,692 |
| Equity | € 70,334 | € 74,735 | € 54,901 | € 56,760 | ▲ 3% |
| Total debts | € 75,418 | € 57,429 | € 70,881 | € 47,573 | ▼ 33% |
| Cash | € 151 | € 6,299 | € 665 | € 470 | ▼ 29% |
| Land & buildings | € 2,264 | € 1,494 | € 723 | - | |
| Retained profit | € 64,137 | € 68,538 | € 48,704 | € 50,562 | ▲ 4% |
| Bank debt | € 22,963 | € 15,751 | € 14,223 | € 7,326 | ▼ 48% |
| Balance sheet total | € 145,752 | € 132,164 | € 125,782 | € 104,333 | ▼ 17% |
Key figures of MALOE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MALOE?
What happened at MALOE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,859. filed late Source: NBB ↗
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,567 profit in 2022 to € 1,859 profit in 2025.
Paid € 2,607 in corporate taxes since 2022.
Best year ever: 2023, with € 4,400 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Didier Campos
Director
Establishments
Establishment units
Physical locations of this company
Rue Chapelle Sainte-Elisabeth 12
1300 Wavre
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.548.827
- VAT number
- BE 0465.548.827
- Registered office
- Rue Chapelle Sainte-Elisabeth 12, 1300 Wavre
- Names & denominations
- MALOE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 March 1999
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
Detailhandel in groenten en fruit
Markt- en straathandel in voedings- en genotmiddelen