What does Elsen-Houben do?

Elsen-Houben is a construction company in Lummen. Private Limited, started on 19 March 1999, 1 establishment.

What is the address of Elsen-Houben?

The registered office of Elsen-Houben is located at Voortstraat 15 box 2, 3560 Lummen.

Is Elsen-Houben still active?

Yes. According to the CBE (30 October 2026) Elsen-Houben is active, legal situation “Normale toestand”, started on 19 March 1999.

Is Elsen-Houben registered on Peppol?

Yes, Elsen-Houben is registered on the Peppol network with ID 0208:0465486667.

What is the enterprise number of Elsen-Houben?

The enterprise number of Elsen-Houben is BE0465486667.

When was Elsen-Houben founded?

Elsen-Houben was founded on 19 March 1999.

Who are the directors of Elsen-Houben?

According to the 2025 annual accounts, the directors of Elsen-Houben are: Joke Degol, Thomas Elsen, Joseph Elsen.

Is Elsen-Houben a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 19 March 1999; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did Elsen-Houben make in 2025?

Elsen-Houben posted a profit after taxes of € 60,292 in financial year 2025.

What is the revenue of Elsen-Houben?

As a small company, Elsen-Houben is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 147,162.

How much does an employee at Elsen-Houben earn?

The average wage cost per full-time employee at Elsen-Houben was € 54,400 in 2024: staff costs of € 125,098 for 2.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Elsen-Houben have?

According to the 2025 annual accounts, Elsen-Houben has 0 full-time equivalents (FTE).

Elsen-Houben (Private Limited) - Lummen - BE0465486667

Dossier Elsen-Houben, printed on 30 October 2026 from databakkes.be/en/0465486667/elsen-houben. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Shrinking team NBB

FTE fell two years in a row, from 3.8 to 0.

Financials

Financial year 2025

Elsen-Houben from Lummen, company number BE0465486667, closed financial year 2025 with a result of € 60,292 after tax. For that financial year Elsen-Houben recorded a gross margin of € 147,162 and equity of € 817,083. Compared with financial year 2024, the result moved from € 440,191 to € 60,292. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.

What it is worth Growing

€ 817,083

▲ 8% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 60,292

▼ 86% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 272,911

▼ 38% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 762,083.

People and assets in 2025

Full-time equivalents

▼ 2.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Vehicles and equipment

€ 109,204

▼ 20% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 11 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.9 million

▼ 8% vs 2024

€ 166,962 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.

Owed to suppliers

€ 5,744

▼ 63% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 24,271

▲ 51% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 288,997 Gross margin 2022: € 288,997 First fiscal year in the series	€ 293,353 Gross margin 2023: € 293,353 ▲ 2% vs 2022 (€ 288,997) Favourable step	€ 738,545 Gross margin 2024: € 738,545 ▲ 152% vs 2023 (€ 293,353) Favourable step	€ 147,162 Gross margin 2025: € 147,162 ▼ 80% vs 2024 (€ 738,545) Unfavourable step	▼ 80%
Profit after taxes	€ 12,146 Profit after taxes 2022: € 12,146 First fiscal year in the series	€ 10,005 Profit after taxes 2023: € 10,005 ▼ 18% vs 2022 (€ 12,146) Unfavourable step	€ 440,191 Profit after taxes 2024: € 440,191 ▲ € 430,185 vs 2023 (€ 10,005) Favourable step	€ 60,292 Profit after taxes 2025: € 60,292 ▼ 86% vs 2024 (€ 440,191) Unfavourable step	▼ 86%
Equity	€ 306,595 Equity 2022: € 306,595 First fiscal year in the series	€ 316,600 Equity 2023: € 316,600 ▲ 3% vs 2022 (€ 306,595) Favourable step	€ 756,790 Equity 2024: € 756,790 ▲ 139% vs 2023 (€ 316,600) Favourable step	€ 817,083 Equity 2025: € 817,083 ▲ 8% vs 2024 (€ 756,790) Favourable step	▲ 8%
Total debts	€ 605,493 Total debts 2022: € 605,493 First fiscal year in the series	€ 644,525 Total debts 2023: € 644,525 ▲ 6% vs 2022 (€ 605,493) Unfavourable step	€ 2,393,359 Total debts 2024: € 2,393,359 ▲ 271% vs 2023 (€ 644,525) Unfavourable step	€ 2,309,129 Total debts 2025: € 2,309,129 ▼ 4% vs 2024 (€ 2,393,359) Favourable step	▼ 4%
Cash	€ 116,137 Cash 2022: € 116,137 First fiscal year in the series	€ 119,132 Cash 2023: € 119,132 ▲ 3% vs 2022 (€ 116,137) Favourable step	€ 440,773 Cash 2024: € 440,773 ▲ 270% vs 2023 (€ 119,132) Favourable step	€ 272,911 Cash 2025: € 272,911 ▼ 38% vs 2024 (€ 440,773) Unfavourable step	▼ 38%
Land & buildings	€ 555,293 Land & buildings 2022: € 555,293 First fiscal year in the series	€ 535,879 Land & buildings 2023: € 535,879 ▼ 3% vs 2022 (€ 555,293) Unchanged	€ 1,087,635 Land & buildings 2024: € 1,087,635 ▲ 103% vs 2023 (€ 535,879) Unchanged	€ 1,057,623 Land & buildings 2025: € 1,057,623 ▼ 3% vs 2024 (€ 1,087,635) Unchanged	▼ 3%
Retained profit	€ 251,595 Retained profit 2022: € 251,595 First fiscal year in the series	€ 261,600 Retained profit 2023: € 261,600 ▲ 4% vs 2022 (€ 251,595) Favourable step	€ 701,790 Retained profit 2024: € 701,790 ▲ 168% vs 2023 (€ 261,600) Favourable step	€ 762,083 Retained profit 2025: € 762,083 ▲ 9% vs 2024 (€ 701,790) Favourable step	▲ 9%
Bank debt	€ 316,233 Bank debt 2022: € 316,233 First fiscal year in the series	€ 355,129 Bank debt 2023: € 355,129 ▲ 12% vs 2022 (€ 316,233) Unfavourable step	€ 2,044,728 Bank debt 2024: € 2,044,728 ▲ € 1.7 million vs 2023 (€ 355,129) Unfavourable step	€ 1,878,228 Bank debt 2025: € 1,878,228 ▼ 8% vs 2024 (€ 2,044,728) Favourable step	▼ 8%
Balance sheet total	€ 912,088 Balance sheet total 2022: € 912,088 First fiscal year in the series	€ 961,125 Balance sheet total 2023: € 961,125 ▲ 5% vs 2022 (€ 912,088) Unchanged	€ 3,258,711 Balance sheet total 2024: € 3,258,711 ▲ 239% vs 2023 (€ 961,125) Unchanged	€ 3,231,851 Balance sheet total 2025: € 3,231,851 ▼ 1% vs 2024 (€ 3,258,711) Unchanged	▼ 1%
Employees (FTE)	4.1 Employees (FTE) 2022: 4.1 First fiscal year in the series	3.8 Employees (FTE) 2023: 3.8 ▼ 0.3 vs 2022 (4.1) Unchanged	2.3 Employees (FTE) 2024: 2.3 ▼ 1.5 vs 2023 (3.8) Unchanged	0 Employees (FTE) 2025: 0 ▼ 2.3 vs 2024 (2.3) Unchanged	▼ 2.3

Key figures of Elsen-Houben, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Elsen-Houben?

What happened at Elsen-Houben in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 1, 2026 New annual accounts for financial year 2025: profit of € 60,292 (▼ 86% vs 2024). Source: NBB ↗
2024 Joseph Elsen became a director. NBB
2024 Joke Degol became a director. NBB
2021 Thomas Elsen became a director. NBB
Jun 11, 1999 New establishment in Lummen. KBO
Mar 19, 1999 Start of the company according to the CBE. KBO

In short

From € 12,146 profit in 2022 to € 60,292 profit in 2025.

Paid € 25,930 in corporate taxes since 2022.

Best year ever: 2024, with € 440,191 profit.

On average € 321,100 of value added per employee in 2024.

Original PDFs at the National Bank ↗

Management

Joke Degol

Thomas Elsen

Joseph Elsen

Elsen-Houben

Apotheek Lummen 100%

Behind Elsen-Houben are Joke Degol, Thomas Elsen and Joseph Elsen. It owns 100% of Apotheek Lummen itself.

Directors

According to the 2025 annual accounts

Joke Degol

Director

since 2024

Thomas Elsen

Director

since 2021

Joseph Elsen

Director

since 2024

Establishments

Establishment units

Physical locations of this company

Registered office

Voortstraat 15 box 2

3560 Lummen

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0465.486.667

VAT number

BE 0465.486.667

Registered office

Voortstraat 15 bus 2, 3560 Lummen

Names & denominations

Elsen-Houben

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

19 March 1999

Peppol

Active · Active since 5 Mar 2025

Activities · NACE

Algemene bouw van residentiële gebouwen

Activiteiten van holdings

Dakwerkzaamheden

Ontwikkeling van residentiële bouwprojecten

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

View on CBE Public ↗ Annual accounts (NBB) ↗

Elsen-Houben

Warning lights

Financials

What happened to Elsen-Houben?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions