Active · per the CBE, 18 September 2026

Zakenkantoor Claes & Partners

BE0465464594

Rechtspersoon Private limited company 1 establishment

Zakenkantoor Claes & Partners is an insurance broker in Heist-op-den-Berg. Private Limited, started on 17 February 1999, 1 establishment.

Goorvoetweg 1, 2223 Heist-op-den-Berg

Behind the company: Koen Van Loy, Carl Claes.

Active for

27 year, 7 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Zakenkantoor Claes & Partners from Heist-op-den-Berg, company number BE0465464594, closed financial year 2025 with a result of € 140,832 after tax. For that financial year Zakenkantoor Claes & Partners recorded a gross margin of € 683,675 and equity of € 153,884. Compared with financial year 2024, the result moved from € 288,860 to € 140,832. The company is profitable. The buffer shrank hard: equity is 53 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.

What it is worth Shrank hard

€ 153,884

▼ 53% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 140,832

▼ 51% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 97,344

▼ 57% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 300,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 444,180

▲ 50% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 7,061

▼ 14% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 19,076

▼ 50% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 24,407

▼ 13% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 39,760

▲ 31% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 609,251 € 740,056 € 725,361 € 683,675 ▼ 6%
Profit after taxes € 243,042 € 368,970 € 288,860 € 140,832 ▼ 51%
Equity € 968,472 € 396,872 € 327,854 € 153,884 ▼ 53%
Total debts € 416,500 € 79,061 € 121,425 € 113,644 ▼ 6%
Cash € 1,197,328 € 306,293 € 223,925 € 97,344 ▼ 57%
Retained profit € 962,275 € 390,675 € 321,657 € 147,687 ▼ 54%
Dividend € 456,402 € 926,770 € 345,000 € 300,000 ▼ 13%
Bank debt € 0 € 25,310 € 38,027 € 19,076 ▼ 50%
Balance sheet total € 1,384,973 € 475,933 € 449,279 € 267,528 ▼ 40%

Key figures of Zakenkantoor Claes & Partners, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Zakenkantoor Claes & Partners?

What happened at Zakenkantoor Claes & Partners in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 140,832 (▼ 51% vs 2024). Source: NBB ↗
  • Koen Van Loy became a director. NBB
  • New establishment in Heist-op-den-Berg. KBO
  • Start of the company according to the CBE. KBO
  • Carl Claes became a director. NBB

In short

From € 243,042 profit in 2022 to € 140,832 profit in 2025.

Paid € 375,499 in corporate taxes since 2022.

Best year ever: 2023, with € 368,970 profit.

Paid out € 2 million in dividends to the owners in total.

Management

KOVALO 33.3%
IHC CLAES 33.2%

The stake of KOVALO, IHC CLAES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Zakenkantoor Claes & Partners

Behind Zakenkantoor Claes & Partners are Koen Van Loy and Carl Claes. The shares are held by KOVALO (33.3%) and IHC CLAES (33.2%).

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Directors

According to the 2025 annual accounts

Koen Van Loy

Director

Also active at: OBLISAFE, KOVALO

since 2021

Carl Claes

Director

Also active at: OBLISAFE, IHC CLAES, ZAKENKANTOOR C & L

since 1999

Shareholders

KOVALO

33.3%

IHC CLAES

33.2%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Goorvoetweg 1

2223 Heist-op-den-Berg

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0465.464.594
VAT number
BE 0465.464.594
Registered office
Goorvoetweg 1, 2223 Heist-op-den-Berg
Names & denominations
Zakenkantoor Claes & Partners
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
17 February 1999
Peppol
Not registered
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does Zakenkantoor Claes & Partners do?
Zakenkantoor Claes & Partners is an insurance broker in Heist-op-den-Berg. Private Limited, started on 17 February 1999, 1 establishment.
What is the address of Zakenkantoor Claes & Partners?
The registered office of Zakenkantoor Claes & Partners is located at Goorvoetweg 1, 2223 Heist-op-den-Berg.
Is Zakenkantoor Claes & Partners still active?
Yes. According to the CBE (18 September 2026) Zakenkantoor Claes & Partners is active, legal situation “Normale toestand”, started on 17 February 1999.
Is Zakenkantoor Claes & Partners registered on Peppol?
No, Zakenkantoor Claes & Partners is currently not registered on the Peppol network.
What is the enterprise number of Zakenkantoor Claes & Partners?
The enterprise number of Zakenkantoor Claes & Partners is BE0465464594.
When was Zakenkantoor Claes & Partners founded?
Zakenkantoor Claes & Partners was founded on 17 February 1999.