What does SOFINANCE do?

SOFINANCE is an insurance broker in Tielt. Private Limited, started on 10 February 1999, 1 establishment.

What is the address of SOFINANCE?

The registered office of SOFINANCE is located at Stationstraat 61, 8700 Tielt.

Is SOFINANCE still active?

Yes. According to the CBE (18 September 2026) SOFINANCE is active, legal situation “Normale toestand”, started on 10 February 1999.

Is SOFINANCE registered on Peppol?

Yes, SOFINANCE is registered on the Peppol network with ID 0208:0465420252.

What is the enterprise number of SOFINANCE?

The enterprise number of SOFINANCE is BE0465420252.

When was SOFINANCE founded?

SOFINANCE was founded on 10 February 1999.

Who are the directors of SOFINANCE?

According to the 2025 annual accounts, the directors of SOFINANCE are: HAPOFIN BV, GURDEBEKE - VAN HAL BV, LECOFIN BV, BASIL FINANCE Comm.V.

Is SOFINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 February 1999; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did SOFINANCE make in 2025?

SOFINANCE posted a profit after taxes of € 243,238 in financial year 2025.

What is the revenue of SOFINANCE?

As a small company, SOFINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 353,341.

How much does an employee at SOFINANCE earn?

The average wage cost per full-time employee at SOFINANCE was € 46,200 in 2024: staff costs of € 64,690 for 1.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does SOFINANCE have?

According to the 2025 annual accounts, SOFINANCE has 0.3 full-time equivalents (FTE).

Does SOFINANCE have a website?

Yes, SOFINANCE has a website at insufin.be.

SOFINANCE (Private Limited) - Tielt - BE0465420252

Dossier SOFINANCE, printed on 18 September 2026 from databakkes.be/en/0465420252/sofinance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

SOFINANCE from Tielt, company number BE0465420252, closed financial year 2025 with a result of € 243,238 after tax. For that financial year SOFINANCE recorded a gross margin of € 353,341 and equity of € 737,716. Compared with financial year 2024, the result moved from € 23,731 to € 243,238. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.

What it is worth Growing

€ 737,716

▲ 49% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 243,238

▲ € 219,506 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 57,271

▲ 173% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 731,516.

People and assets in 2025

Full-time equivalents

0.3

▼ 1.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 3,516

▼ 95% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 54,168

▲ 54% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 110,371

▲ 121% vs 2024

€ 14,075 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 100,863

▲ € 96,879 vs 2024

Supplier invoices still open on the last day of the fiscal year.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 126,539 Gross margin 2022: € 126,539 First fiscal year in the series	€ 153,603 Gross margin 2023: € 153,603 ▲ 21% vs 2022 (€ 126,539) Favourable step	€ 121,887 Gross margin 2024: € 121,887 ▼ 21% vs 2023 (€ 153,603) Unfavourable step	€ 353,341 Gross margin 2025: € 353,341 ▲ 190% vs 2024 (€ 121,887) Favourable step	▲ 190%
Profit after taxes	€ 32,105 Profit after taxes 2022: € 32,105 First fiscal year in the series	€ 49,347 Profit after taxes 2023: € 49,347 ▲ 54% vs 2022 (€ 32,105) Favourable step	€ 23,731 Profit after taxes 2024: € 23,731 ▼ 52% vs 2023 (€ 49,347) Unfavourable step	€ 243,238 Profit after taxes 2025: € 243,238 ▲ € 219,506 vs 2024 (€ 23,731) Favourable step	▲ € 219,506
Equity	€ 424,000 Equity 2022: € 424,000 First fiscal year in the series	€ 473,347 Equity 2023: € 473,347 ▲ 12% vs 2022 (€ 424,000) Favourable step	€ 494,478 Equity 2024: € 494,478 ▲ 4% vs 2023 (€ 473,347) Favourable step	€ 737,716 Equity 2025: € 737,716 ▲ 49% vs 2024 (€ 494,478) Favourable step	▲ 49%
Total debts	€ 134,095 Total debts 2022: € 134,095 First fiscal year in the series	€ 90,682 Total debts 2023: € 90,682 ▼ 32% vs 2022 (€ 134,095) Favourable step	€ 66,403 Total debts 2024: € 66,403 ▼ 27% vs 2023 (€ 90,682) Favourable step	€ 445,139 Total debts 2025: € 445,139 ▲ € 378,736 vs 2024 (€ 66,403) Unfavourable step	▲ € 378,736
Cash	€ 12,957 Cash 2022: € 12,957 First fiscal year in the series	€ 24,475 Cash 2023: € 24,475 ▲ 89% vs 2022 (€ 12,957) Favourable step	€ 20,992 Cash 2024: € 20,992 ▼ 14% vs 2023 (€ 24,475) Unfavourable step	€ 57,271 Cash 2025: € 57,271 ▲ 173% vs 2024 (€ 20,992) Favourable step	▲ 173%
Retained profit	€ 417,800 Retained profit 2022: € 417,800 First fiscal year in the series	€ 467,147 Retained profit 2023: € 467,147 ▲ 12% vs 2022 (€ 417,800) Favourable step	€ 488,278 Retained profit 2024: € 488,278 ▲ 5% vs 2023 (€ 467,147) Favourable step	€ 731,516 Retained profit 2025: € 731,516 ▲ 50% vs 2024 (€ 488,278) Favourable step	▲ 50%
Bank debt	€ 117,621 Bank debt 2022: € 117,621 First fiscal year in the series	€ 69,420 Bank debt 2023: € 69,420 ▼ 41% vs 2022 (€ 117,621) Favourable step	€ 49,845 Bank debt 2024: € 49,845 ▼ 28% vs 2023 (€ 69,420) Favourable step	€ 110,371 Bank debt 2025: € 110,371 ▲ 121% vs 2024 (€ 49,845) Unfavourable step	▲ 121%
Balance sheet total	€ 558,095 Balance sheet total 2022: € 558,095 First fiscal year in the series	€ 564,029 Balance sheet total 2023: € 564,029 ▲ 1% vs 2022 (€ 558,095) Unchanged	€ 560,881 Balance sheet total 2024: € 560,881 ▼ 1% vs 2023 (€ 564,029) Unchanged	€ 1,182,855 Balance sheet total 2025: € 1,182,855 ▲ 111% vs 2024 (€ 560,881) Unchanged	▲ 111%
Employees (FTE)	1.4 Employees (FTE) 2022: 1.4 First fiscal year in the series	1.4 Employees (FTE) 2023: 1.4 Unchanged (1.4) Unchanged	1.4 Employees (FTE) 2024: 1.4 Unchanged (1.4) Unchanged	0.3 Employees (FTE) 2025: 0.3 ▼ 1.1 vs 2024 (1.4) Unchanged	▼ 1.1

Key figures of SOFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SOFINANCE?

What happened at SOFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 20, 2026 New annual accounts for financial year 2025: profit of € 243,238 (▲ € 219,506 vs 2024). filed late Source: NBB ↗
2025 GURDEBEKE - VAN HAL BV became a director. NBB
2025 BASIL FINANCE Comm.V became a director. NBB
Aug 13, 1999 New establishment in Tielt. KBO
Feb 10, 1999 Start of the company according to the CBE. KBO

In short

From € 32,105 profit in 2022 to € 243,238 profit in 2025.

Paid € 113,851 in corporate taxes since 2022.

Best year ever: 2025, with € 243,238 profit.

On average € 87,100 of value added per employee in 2024.

Original PDFs at the National Bank ↗

A new publication or filing at SOFINANCE? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

LECOFIN 26%

HAPOFIN 25%

The stake of LECOFIN, HAPOFIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SOFINANCE

INSUFIN VERZEKERINGEN 100%

INSUFIN 100%

Behind SOFINANCE are HAPOFIN BV, GURDEBEKE - VAN HAL BV, LECOFIN BV and BASIL FINANCE Comm.V. The shares are held by LECOFIN (26%) and HAPOFIN (25%). It owns 100% of INSUFIN VERZEKERINGEN and 100% of INSUFIN itself.

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