Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERNACO INVEST from Ninove, company number BE0465290390, closed financial year 2025 with a result of € 26,428 after tax. For that financial year VERNACO INVEST recorded a gross margin of € 458,375 and equity of € 4 million. Compared with financial year 2023, the result moved from € 281,326 to € 26,428. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 27, 2026.
€ 4 million
▲ 2% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,428
▼ 91% vs 2023
Profit after tax over the fiscal year.
€ 78,807
▲ 30% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.1 million.
Debts at end 2025
€ 2.9 million
▼ 4% vs 2023
€ 271,668 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 3,504
▼ 94% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 50,649
▼ 33% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 329,056 | € 839,806 | € 506,149 | € 458,375 | ▼ 9% |
| Profit after taxes | € 533,456 | € 533,068 | € 281,326 | € 26,428 | ▼ 91% |
| Equity | € 3,062,178 | € 3,595,246 | € 3,876,572 | € 3,951,403 | ▲ 2% |
| Total debts | € 4,885,428 | € 4,664,293 | € 5,189,546 | € 4,481,819 | ▼ 14% |
| Cash | € 67,975 | € 89,157 | € 60,684 | € 78,807 | ▲ 30% |
| Land & buildings | € 6,434,318 | € 6,318,123 | € 6,265,802 | € 5,883,278 | ▼ 6% |
| Retained profit | € 2,202,178 | € 2,735,246 | € 3,016,572 | € 3,091,403 | ▲ 2% |
| Bank debt | € 3,599,908 | € 3,340,601 | € 3,078,258 | € 2,944,319 | ▼ 4% |
| Balance sheet total | € 7,947,606 | € 8,336,705 | € 9,143,284 | € 8,504,600 | ▼ 7% |
Key figures of VERNACO INVEST, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERNACO INVEST?
What happened at VERNACO INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,428 (▼ 91% vs 2023). Source: NBB ↗
- Joris Vernaillen became a director. NBB
- New establishment in Ninove. KBO
- Start of the company according to the CBE. KBO
In short
From € 533,456 profit in 2021 to € 26,428 profit in 2025.
Paid € 95,784 in corporate taxes since 2021.
Best year ever: 2021, with € 533,456 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VERNACO INVEST is Joris Vernaillen. It owns 100% of Vernaillen Invest, 100% of JKV Invest and 99% of Vernaco Immo itself.
Directors
According to the 2025 annual accounts
since 2006
Establishments
Establishment units
Physical locations of this company
Hazeleerstraat(Oke) 56
9400 Ninove
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.290.390
- VAT number
- BE 0465.290.390
- Registered office
- Hazeleerstraat(Oke) 56, 9400 Ninove
- Names & denominations
- VERNACO INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 January 1999
- Peppol
- Active · Active since 17 Jun 2025
- Activities · NACE
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