Active · per the CBE, 22 September 2026

ZAKENKANTOOR RAF POSTELMANS

BE0465244860

Rechtspersoon Private limited company 1 establishment

ZAKENKANTOOR RAF POSTELMANS is an insurance broker in Lummen. Private Limited, started on 13 January 1999, 1 establishment.

Kerkstraat 31 box 2, 3560 Lummen

Behind the company: Raf Postelmans.

Active for

27 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

ZAKENKANTOOR RAF POSTELMANS from Lummen, company number BE0465244860, closed financial year 2025 with a result of € 127,317 after tax. For that financial year ZAKENKANTOOR RAF POSTELMANS recorded a gross margin of € 278,549 and equity of € 755,407. Compared with financial year 2024, the result moved from € 149,498 to € 127,317. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.

What it is worth Growing

€ 755,407

▲ 20% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 127,317

▼ 15% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 71,927

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 705,407.

People and assets in 2025

Wage cost

€ 82,790

▲ 58% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 10,781

▼ 62% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,172

▲ 9% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 46,628

▼ 6% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 218,675 € 234,317 € 271,871 € 278,549 ▲ 2%
Profit after taxes € 92,688 € 36,708 € 149,498 € 127,317 ▼ 15%
Equity € 498,427 € 522,741 € 628,090 € 755,407 ▲ 20%
Total debts € 35,220 € 36,698 € 52,756 € 49,854 ▼ 5%
Cash € 283,195 € 53,951 € 71,926 € 71,927
Land & buildings € 1,239 € 1,239 € 1,239 € 1,239
Retained profit € 448,427 € 472,741 € 578,090 € 705,407 ▲ 22%
Dividend € 96,103 € 12,394 € 44,148 € 0 ▼ 100%
Balance sheet total € 533,647 € 559,439 € 680,846 € 805,261 ▲ 18%

Key figures of ZAKENKANTOOR RAF POSTELMANS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ZAKENKANTOOR RAF POSTELMANS?

What happened at ZAKENKANTOOR RAF POSTELMANS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 127,317 (▼ 15% vs 2024). Source: NBB ↗
  • New establishment in Lummen. KBO
  • Start of the company according to the CBE. KBO

In short

From € 92,688 profit in 2022 to € 127,317 profit in 2025.

Paid € 181,670 in corporate taxes since 2022.

Best year ever: 2024, with € 149,498 profit.

Paid out € 152,646 in dividends to the owners in total.

Management

Raf Postelmans
ZAKENKANTOOR RAF POSTELMANS

Behind ZAKENKANTOOR RAF POSTELMANS is Raf Postelmans.

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Directors

According to the 2025 annual accounts

Raf Postelmans

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Kerkstraat 31 box 2

3560 Lummen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0465.244.860
VAT number
BE 0465.244.860
Registered office
Kerkstraat 31 bus 2, 3560 Lummen
Names & denominations
ZAKENKANTOOR RAF POSTELMANS
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
13 January 1999
Peppol
Not registered
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does ZAKENKANTOOR RAF POSTELMANS do?
ZAKENKANTOOR RAF POSTELMANS is an insurance broker in Lummen. Private Limited, started on 13 January 1999, 1 establishment.
What is the address of ZAKENKANTOOR RAF POSTELMANS?
The registered office of ZAKENKANTOOR RAF POSTELMANS is located at Kerkstraat 31 box 2, 3560 Lummen.
Is ZAKENKANTOOR RAF POSTELMANS still active?
Yes. According to the CBE (22 September 2026) ZAKENKANTOOR RAF POSTELMANS is active, legal situation “Normale toestand”, started on 13 January 1999.
Is ZAKENKANTOOR RAF POSTELMANS registered on Peppol?
No, ZAKENKANTOOR RAF POSTELMANS is currently not registered on the Peppol network.
What is the enterprise number of ZAKENKANTOOR RAF POSTELMANS?
The enterprise number of ZAKENKANTOOR RAF POSTELMANS is BE0465244860.
When was ZAKENKANTOOR RAF POSTELMANS founded?
ZAKENKANTOOR RAF POSTELMANS was founded on 13 January 1999.