Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINOMAC from Elsene, company number BE0465235358, closed financial year 2025 with a result of € -10,545 after tax. For that financial year FINOMAC recorded a gross margin of € -614 and equity of € -177,435. Compared with financial year 2024, the result moved from € -6,507 to € -10,545. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 25, 2026.
€ -177,435
▼ € 10,545 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,545
▼ 62 % more loss than in 2024
Profit after tax over the fiscal year.
€ 503
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -239,408.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2021 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,850 | € 6,257 | € 5,994 | € -614 | ▼ € 6,608 |
| Profit after taxes | € -5,739 | € -4,435 | € -6,507 | € -10,545 | ▼ € 4,038 |
| Equity | € -149,112 | € -160,382 | € -166,890 | € -177,435 | ▼ € 10,545 |
| Total debts | € 345,565 | € 328,925 | € 333,942 | € 327,627 | ▼ 2% |
| Cash | € 35,319 | € 23,458 | € 3,945 | € 503 | ▼ 87% |
| Land & buildings | € 160,529 | € 145,085 | € 137,363 | € 129,641 | ▼ 6% |
| Retained profit | € -211,085 | € -222,355 | € -228,863 | € -239,408 | ▼ € 10,545 |
| Balance sheet total | € 196,453 | € 168,543 | € 167,053 | € 150,192 | ▼ 10% |
Key figures of FINOMAC, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FINOMAC?
What happened at FINOMAC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- LUC OSSELAER stepped down as director. NBB
- CHANTAL MACHIELS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 10,545. Source: NBB ↗
- LUC OSSELAER became a director. NBB
- CHANTAL MACHIELS became a director. NBB
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,739 loss in 2021 to € 10,545 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
LUC OSSELAER
Director
Also active at: LAHAYA, De POPULIER, NewAuro, UT-SAFFEL, SCIO PRODUCTIONS, SAFFELBERG INVESTMENTS, SAFFELBERG DIRECTOR & MANAGEMENT SERVICES
since 2023 · until 2029
CHANTAL MACHIELS
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Livornostraat 45
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Wigham Poland Belgium
LAHAYA same network
€ 115,001 gross margin · 2025
MGI EUROPE
JMSA
€ 15,662 gross margin · 2025
OSSELAER JEAN-CLAUDE MEDECINE D'EXPERTISE
€ 268,963 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.235.358
- VAT number
- BE 0465.235.358
- Registered office
- Livornostraat 45, 1050 Elsene
- Names & denominations
- FINOMAC
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 January 1999
- Peppol
- Active · Active since 3 Oct 2025