Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SOCIETE ANONYME DE GESTION FINANCIERE IMMOBILIERE ET MOBILIERE from Plombières, company number BE0465232388, closed financial year 2025 with a result of € 9,649 after tax. For that financial year SOCIETE ANONYME DE GESTION FINANCIERE IMMOBILIERE ET MOBILIERE recorded a gross margin of € 450,263 and equity of € 2.5 million. Compared with financial year 2024, the result moved from € -30,980 to € 9,649. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
€ 2.5 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,649
▲ still € 30,980 loss in 2024
Profit after tax over the fiscal year.
€ 85,063
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 250,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 180
▼ 90% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 16,127
▲ € 13,952 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 113
▼ 99% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 10,082 | - | - | - | |
| Gross margin | € 330,547 | € 392,841 | € 436,023 | € 450,263 | ▲ 3% |
| Profit after taxes | € -6,013 | € -36,134 | € -30,980 | € 9,649 | ▲ € 40,630 |
| Equity | € 2,824,937 | € 2,788,803 | € 2,757,823 | € 2,517,472 | ▼ 9% |
| Total debts | € 896,529 | € 558,172 | € 359,456 | € 288,732 | ▼ 20% |
| Cash | € 208,071 | € 42,285 | € 106,697 | € 85,063 | ▼ 20% |
| Land & buildings | € 3,460,344 | € 3,257,376 | € 2,948,167 | € 2,630,746 | ▼ 11% |
| Retained profit | € 2,724,937 | € 2,688,803 | € 2,657,823 | € 2,417,472 | ▼ 9% |
| Dividend | € 0 | € 0 | € 0 | € 250,000 | |
| Balance sheet total | € 3,721,466 | € 3,346,975 | € 3,117,279 | € 2,806,205 | ▼ 10% |
Key figures of SOCIETE ANONYME DE GESTION FINANCIERE IMMOBILIERE ET MOBILIERE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SOCIETE ANONYME DE GESTION FINANCIERE IMMOBILIERE ET MOBILIERE?
What happened at SOCIETE ANONYME DE GESTION FINANCIERE IMMOBILIERE ET MOBILIERE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- PAUL PAULY stepped down as director. NBB
- PASCAL PAULY stepped down as director. NBB
- ISABELLE PAULY stepped down as director. NBB
- JEROME PAULY stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 9,649. filed late Source: NBB ↗
- PAUL PAULY became a director. NBB
- PASCAL PAULY became a director. NBB
- ISABELLE PAULY became a director. NBB
In short
From € 6,013 loss in 2022 to € 9,649 profit in 2025.
Paid € 14,521 in corporate taxes since 2022.
Best year ever: 2025, with € 9,649 profit.
Paid out € 250,000 in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
PAUL PAULY
Director
since 2022 · until 2028
PASCAL PAULY
Managing director
since 2022 · until 2028
since 2022 · until 2028
JEROME PAULY
Director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Rue du Calvaire 14
4850 Plombières
Route de Liège 126
4720 Kelmis
Active since 20 July 2000
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.232.388
- VAT number
- BE 0465.232.388
- Registered office
- Rue du Calvaire 14, 4850 Plombières
- Names & denominations
- SOCIETE ANONYME DE GESTION FINANCIERE IMMOBILIERE ET MOBILIERE · SAGEFIM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 January 1999
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
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