Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
De STAERCKE & Associés from Anderlecht, company number BE0465188244, closed financial year 2025 with a result of € -181,597 after tax. For that financial year De STAERCKE & Associés recorded a gross margin of € 259,304 and equity of € 192,945. Compared with financial year 2024, the result moved from € -10,021 to € -181,597. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 192,945
▼ 48% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -181,597
▼ 1712 % more loss than in 2024
Profit after tax over the fiscal year.
€ 186,680
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 152,043.
People and assets in 2025
2.6
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 249,740
▲ 32% vs 2024
€ 96,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 108,592
▼ 49% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 370,798
▲ 56% vs 2024
€ 53,453 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 5,787
▼ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,872
▼ 44% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 204,086 | € 295,524 | € 362,965 | € 259,304 | ▼ 29% |
| Profit after taxes | € 30,244 | € 34,186 | € -10,021 | € -181,597 | ▼ € 171,577 |
| Equity | € 365,377 | € 399,563 | € 374,542 | € 192,945 | ▼ 48% |
| Total debts | € 95,691 | € 305,527 | € 344,679 | € 809,472 | ▲ 135% |
| Cash | € 165,492 | € 145,504 | € 193,360 | € 186,680 | ▼ 3% |
| Land & buildings | € 25,280 | € 22,593 | € 19,906 | € 18,598 | ▼ 7% |
| Retained profit | € 328,193 | € 358,660 | € 333,640 | € 152,043 | ▼ 54% |
| Dividend | € 0 | € 0 | € 15,000 | € 0 | ▼ 100% |
| Bank debt | € 46,198 | € 241,990 | € 237,460 | € 370,798 | ▲ 56% |
| Balance sheet total | € 461,068 | € 705,090 | € 719,222 | € 1,002,417 | ▲ 39% |
| Employees (FTE) | 3 | 2.1 | 2 | 2.6 | ▲ 0.6 |
Key figures of De STAERCKE & Associés, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to De STAERCKE & Associés?
What happened at De STAERCKE & Associés in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 181,597. filed late Source: NBB ↗
- New establishment in La Hulpe. KBO
- ENAXOR CONSEILS SRL became a director. NBB
- PSL HOLDING & MANAGEMENT SRL became a director. NBB
- LEGAST MANAGEMENT & CONSULTING SRL became a director. NBB
- G.T.E. Consult SRL became a director. NBB
- New establishment in Anderlecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 30,244 profit in 2022 to € 181,597 loss in 2025.
Paid € 120,678 in corporate taxes since 2022.
Best year ever: 2023, with € 34,186 profit.
On average € 99,700 of value added per employee in 2025.
A new publication or filing at De STAERCKE & Associés? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ENAXOR CONSEILS, PSL HOLDING & MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
De STAERCKE & AssociésBehind De STAERCKE & Associés are ENAXOR CONSEILS SRL, PSL HOLDING & MANAGEMENT SRL, LEGAST MANAGEMENT & CONSULTING SRL and G.T.E. Consult SRL. The shares are held by ENAXOR CONSEILS (20%) and PSL HOLDING & MANAGEMENT (15%).
Directors
According to the 2025 annual accounts
Director · represented by Renaud RAMAKERS
Also active at: De STAERCKE & Associés Finance, crefi conseils
since 2025
Director · represented by Philippe DE STAERCKE
Also active at: De STAERCKE & Associés Finance
since 2025
LEGAST MANAGEMENT & CONSULTING SRL
Director · represented by Sébastien LEGAST
Also active at: De STAERCKE & Associés Finance
since 2025
Director · represented by Stephane GILSON
Also active at: De STAERCKE & Associés Finance
since 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Marius Renardlaan 25
1070 Anderlecht
Rue des Combattants 56
1310 La Hulpe
Active since 20 June 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.188.244
- VAT number
- BE 0465.188.244
- Registered office
- Marius Renardlaan 25, 1070 Anderlecht
- Names & denominations
- De STAERCKE & Associés
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 January 1999
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen