Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LUMO from Vilvoorde, company number BE0465151325, closed financial year 2025 with a result of € 1,094 after tax. For that financial year LUMO recorded a gross margin of € 2,589 and equity of € -27,151. Compared with financial year 2024, the result moved from € 4,627 to € 1,094. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ -27,151
▲ € 1,094 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,094
▼ 76% vs 2024
Profit after tax over the fiscal year.
€ 2,716
▼ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -46,151.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 330
Supplier invoices still open on the last day of the fiscal year.
€ 958
▼ 52% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,268 | € 5,370 | € 7,676 | € 2,589 | ▼ 66% |
| Profit after taxes | € 4,533 | € 1,695 | € 4,627 | € 1,094 | ▼ 76% |
| Equity | € -34,567 | € -32,872 | € -28,245 | € -27,151 | ▲ € 1,094 |
| Total debts | € 151,107 | € 152,606 | € 141,284 | € 121,850 | ▼ 14% |
| Cash | € 22,915 | € 24,404 | € 19,150 | € 2,716 | ▼ 86% |
| Land & buildings | € 56,820 | € 56,820 | € 56,820 | € 56,820 | |
| Retained profit | € -53,567 | € -51,872 | € -47,245 | € -46,151 | ▲ € 1,094 |
| Balance sheet total | € 116,540 | € 119,735 | € 113,040 | € 94,700 | ▼ 16% |
Key figures of LUMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LUMO?
What happened at LUMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,094 (▼ 76% vs 2024). filed late Source: NBB ↗
- New establishment in Vilvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,533 profit in 2022 to € 1,094 profit in 2025.
Paid € 6,216 in corporate taxes since 2022.
Best year ever: 2024, with € 4,627 profit.
Establishments
Establishment units
Physical locations of this company
Toekomststraat 86
1800 Vilvoorde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.151.325
- VAT number
- BE 0465.151.325
- Registered office
- Toekomststraat 86, 1800 Vilvoorde
- Names & denominations
- LUMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 1999
- Peppol
- Active · Active since 4 Jan 2026
- Activities · NACE
Groothandel in onderkleding
Detailhandel in drogisterijartikelen en onderhoudsproducten
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
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