Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
GEMA from Charleroi, company number BE0465057788, closed financial year 2024 with a result of € -39,167 after tax. For that financial year GEMA recorded a gross margin of € -24,463 and equity of € -86,482. Compared with financial year 2023, the result moved from € -42,945 to € -39,167. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2025.
€ -86,482
▼ € 39,167 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -39,167
▲ 9 % less loss than in 2023
Profit after tax over the fiscal year.
€ 1,521
▼ 85% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -177,334.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 9,284
▼ 56% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 7,251 | € -8,657 | € -14,677 | € -24,463 | ▼ € 9,786 |
| Profit after taxes | € -28,876 | € -36,050 | € -42,945 | € -39,167 | ▲ € 3,778 |
| Equity | € 31,681 | € -4,369 | € -47,314 | € -86,482 | ▼ € 39,167 |
| Total debts | € 97,424 | € 121,813 | € 181,737 | € 191,023 | ▲ 5% |
| Cash | € 4,224 | € 3,711 | € 10,333 | € 1,521 | ▼ 85% |
| Land & buildings | € 96,587 | € 90,196 | € 95,460 | € 82,789 | ▼ 13% |
| Retained profit | € -59,172 | € -95,222 | € -138,167 | € -177,334 | ▼ € 39,167 |
| Balance sheet total | € 129,105 | € 117,444 | € 134,423 | € 104,542 | ▼ 22% |
Key figures of GEMA, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GEMA?
What happened at GEMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Marianne GESEL stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 39,167. filed late Source: NBB ↗
- Marianne GESEL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 28,876 loss in 2021 to € 39,167 loss in 2024.
Paid € 198 in corporate taxes since 2021.
A new publication or filing at GEMA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Marianne GESEL
Administrateur délégué à la gestion journaliè
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue Docteur Pircard 61
6040 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.057.788
- VAT number
- BE 0465.057.788
- Registered office
- Rue Docteur Pircard 61, 6040 Charleroi
- Names & denominations
- GEMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1998
- Peppol
- Not registered