Jumalo is an estate agency in Erpe-Mere. Private Limited, started on 28 December 1998, 1 establishment.

What is the address of Jumalo?

The registered office of Jumalo is located at Honegemstraat 135, 9420 Erpe-Mere.

Is Jumalo still active?

Yes. According to the CBE (30 October 2026) Jumalo is active, legal situation “Normale toestand”, started on 28 December 1998.

Is Jumalo registered on Peppol?

Yes, Jumalo is registered on the Peppol network with ID 0208:0465024037.

What is the enterprise number of Jumalo?

The enterprise number of Jumalo is BE0465024037.

When was Jumalo founded?

Jumalo was founded on 28 December 1998.

Who are the directors of Jumalo?

According to the 2025 annual accounts, the directors of Jumalo are: Annemieke Van den Berghe, Jo Loy.

Is Jumalo a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 December 1998; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did Jumalo make in 2025?

Jumalo posted a profit after taxes of € 217,393 in financial year 2025.

What is the revenue of Jumalo?

As a small company, Jumalo is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 456,040.

How many employees does Jumalo have?

According to the 2025 annual accounts, Jumalo has 0.1 full-time equivalents (FTE).

Jumalo (Private Limited) - Erpe-Mere - BE0465024037

Dossier Jumalo, printed on 30 October 2026 from databakkes.be/en/0465024037/jumalo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Jumalo from Erpe-Mere, company number BE0465024037, closed financial year 2025 with a result of € 217,393 after tax. For that financial year Jumalo recorded a gross margin of € 456,040 and equity of € 755,540. Compared with financial year 2023, the result moved from € 85,608 to € 217,393. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.

What it is worth Growing

€ 755,540

▲ 26% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 217,393

▲ 154% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 5,631

▼ 35% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 35,165 paid out

16 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

0.1

▼ 0.7 vs 2023

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 9,740

▼ 71% vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 35,305

▲ 69% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 187,732

▼ 13% vs 2023

€ 42,090 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 2,241

▼ 91% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 26,507

▼ 60% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2025	Change 2023 → 2025
Gross margin	€ 164,705 Gross margin 2021: € 164,705 First fiscal year in the series	€ 187,585 Gross margin 2022: € 187,585 ▲ 14% vs 2021 (€ 164,705) Favourable step	€ 234,825 Gross margin 2023: € 234,825 ▲ 25% vs 2022 (€ 187,585) Favourable step	€ 456,040 Gross margin 2025: € 456,040 ▲ 94% vs 2023 (€ 234,825) Favourable step	▲ 94%
Profit after taxes	€ 24,136 Profit after taxes 2021: € 24,136 First fiscal year in the series	€ 50,391 Profit after taxes 2022: € 50,391 ▲ 109% vs 2021 (€ 24,136) Favourable step	€ 85,608 Profit after taxes 2023: € 85,608 ▲ 70% vs 2022 (€ 50,391) Favourable step	€ 217,393 Profit after taxes 2025: € 217,393 ▲ 154% vs 2023 (€ 85,608) Favourable step	▲ 154%
Equity	€ 514,811 Equity 2021: € 514,811 First fiscal year in the series	€ 563,602 Equity 2022: € 563,602 ▲ 9% vs 2021 (€ 514,811) Favourable step	€ 601,789 Equity 2023: € 601,789 ▲ 7% vs 2022 (€ 563,602) Favourable step	€ 755,540 Equity 2025: € 755,540 ▲ 26% vs 2023 (€ 601,789) Favourable step	▲ 26%
Total debts	€ 364,620 Total debts 2021: € 364,620 First fiscal year in the series	€ 357,712 Total debts 2022: € 357,712 ▼ 2% vs 2021 (€ 364,620) Favourable step	€ 364,603 Total debts 2023: € 364,603 ▲ 2% vs 2022 (€ 357,712) Unfavourable step	€ 321,587 Total debts 2025: € 321,587 ▼ 12% vs 2023 (€ 364,603) Favourable step	▼ 12%
Cash	€ 4,473 Cash 2021: € 4,473 First fiscal year in the series	€ 1,168 Cash 2022: € 1,168 ▼ 74% vs 2021 (€ 4,473) Unfavourable step	€ 8,624 Cash 2023: € 8,624 ▲ € 7,456 vs 2022 (€ 1,168) Favourable step	€ 5,631 Cash 2025: € 5,631 ▼ 35% vs 2023 (€ 8,624) Unfavourable step	▼ 35%
Land & buildings	€ 779,453 Land & buildings 2021: € 779,453 First fiscal year in the series	€ 736,576 Land & buildings 2022: € 736,576 ▼ 6% vs 2021 (€ 779,453) Unchanged	€ 703,237 Land & buildings 2023: € 703,237 ▼ 5% vs 2022 (€ 736,576) Unchanged	€ 948,729 Land & buildings 2025: € 948,729 ▲ 35% vs 2023 (€ 703,237) Unchanged	▲ 35%
Retained profit	€ 338,450 Retained profit 2021: € 338,450 First fiscal year in the series	€ 400,962 Retained profit 2022: € 400,962 ▲ 18% vs 2021 (€ 338,450) Favourable step	€ 452,870 Retained profit 2023: € 452,870 ▲ 13% vs 2022 (€ 400,962) Favourable step	€ 642,941 Retained profit 2025: € 642,941 ▲ 42% vs 2023 (€ 452,870) Favourable step	▲ 42%
Dividend	€ 1,600 Dividend 2021: € 1,600 First fiscal year in the series	€ 1,600 Dividend 2022: € 1,600 Unchanged (€ 1,600) Unchanged	€ 47,421 Dividend 2023: € 47,421 ▲ € 45,821 vs 2022 (€ 1,600) Unchanged	€ 35,165 Dividend 2025: € 35,165 ▼ 26% vs 2023 (€ 47,421) Unchanged	▼ 26%
Bank debt	€ 270,237 Bank debt 2021: € 270,237 First fiscal year in the series	€ 274,359 Bank debt 2022: € 274,359 ▲ 2% vs 2021 (€ 270,237) Unfavourable step	€ 214,676 Bank debt 2023: € 214,676 ▼ 22% vs 2022 (€ 274,359) Favourable step	€ 187,732 Bank debt 2025: € 187,732 ▼ 13% vs 2023 (€ 214,676) Favourable step	▼ 13%
Balance sheet total	€ 986,290 Balance sheet total 2021: € 986,290 First fiscal year in the series	€ 1,028,173 Balance sheet total 2022: € 1,028,173 ▲ 4% vs 2021 (€ 986,290) Unchanged	€ 1,071,352 Balance sheet total 2023: € 1,071,352 ▲ 4% vs 2022 (€ 1,028,173) Unchanged	€ 1,218,818 Balance sheet total 2025: € 1,218,818 ▲ 14% vs 2023 (€ 1,071,352) Unchanged	▲ 14%
Employees (FTE)	0.9 Employees (FTE) 2021: 0.9 First fiscal year in the series	0.8 Employees (FTE) 2022: 0.8 ▼ 0.1 vs 2021 (0.9) Unchanged	0.8 Employees (FTE) 2023: 0.8 Unchanged (0.8) Unchanged	0.1 Employees (FTE) 2025: 0.1 ▼ 0.7 vs 2023 (0.8) Unchanged	▼ 0.7

Key figures of Jumalo, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to Jumalo?

What happened at Jumalo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jan 30, 2026 New annual accounts for financial year 2025: profit of € 217,393 (▲ 154% vs 2023). Source: NBB ↗
2024 Annemieke Van den Berghe became a director. NBB
2024 Jo Loy became a director. NBB
Feb 19, 1999 New establishment in Erpe-Mere. KBO
Dec 28, 1998 Start of the company according to the CBE. KBO

In short

From € 24,136 profit in 2021 to € 217,393 profit in 2025.

Paid € 161,831 in corporate taxes since 2021.

Best year ever: 2025, with € 217,393 profit.

Paid out € 85,786 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Annemieke Van den Berghe

Jo Loy

Jumalo

Incluyo 54.6%

Behind Jumalo are Annemieke Van den Berghe and Jo Loy. It owns 54.6% of Incluyo itself.

Directors

According to the 2025 annual accounts

Annemieke Van den Berghe

Director

Also active at: INCLUYO

since 2024

Jo Loy

Director

since 2024

Establishments

Establishment units

Physical locations of this company

Registered office

Honegemstraat 135

9420 Erpe-Mere

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

DOOREBEEK

€ 61,786 gross margin · 2025

INCLUYO same network

€ 775,402 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0465.024.037

VAT number

BE 0465.024.037

Registered office

Honegemstraat 135, 9420 Erpe-Mere

Names & denominations

Jumalo

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

28 December 1998

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed

Overige adviesbureaus op het gebied van bedrijfsvoering en beheer

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

Jumalo

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Financials

What happened to Jumalo?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

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