Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
LA CHIARA LUCE from Waterloo, company number BE0465004736, closed financial year 2026 with a result of € 1,222 after tax. For that financial year LA CHIARA LUCE recorded revenue of € 58,766 and equity of € 115,796. Compared with financial year 2025, the result moved from € 1,620 to € 1,222. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.
€ 115,796
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,222
▼ 25% vs 2025
Profit after tax over the fiscal year.
€ 5,111
▼ 54% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
68 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
€ 14,376
▲ € 12,693 vs 2025
Loans from banks and other lenders, long and short.
€ 2,257
▲ 16% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 2,688
▼ 59% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Revenue | € 105,208 | € 97,017 | € 82,978 | € 58,766 | ▼ 29% |
| Gross margin | € 11,563 | € 14,210 | € 18,730 | € 20,629 | ▲ 10% |
| Profit after taxes | € -2,230 | € -951 | € 1,620 | € 1,222 | ▼ 25% |
| Equity | € 116,404 | € 114,620 | € 115,407 | € 115,796 | |
| Total debts | € 96,083 | € 99,050 | € 94,955 | € 75,704 | ▼ 20% |
| Cash | € 9,155 | € 6,576 | € 11,163 | € 5,111 | ▼ 54% |
| Land & buildings | € 194,720 | € 194,779 | € 183,586 | € 172,394 | ▼ 6% |
| Retained profit | € 97,654 | € 95,870 | € 96,657 | € 97,046 | |
| Dividend | € 833 | € 833 | € 833 | € 833 | |
| Bank debt | € 5,837 | € 7,857 | € 1,684 | € 14,376 | ▲ € 12,693 |
| Balance sheet total | € 235,731 | € 235,253 | € 230,285 | € 209,763 | ▼ 9% |
Key figures of LA CHIARA LUCE, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to LA CHIARA LUCE?
What happened at LA CHIARA LUCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 1,222 (▼ 25% vs 2025). Source: NBB ↗
- New establishment in La Hulpe. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,230 loss in 2023 to € 1,222 profit in 2026.
Paid € 5,227 in corporate taxes since 2023.
Best year ever: 2025, with € 1,620 profit.
Paid out € 3,332 in dividends to the owners in total.
Management
Behind LA CHIARA LUCE is Viviana FORNARI.
Directors
According to the 2026 annual accounts
Viviana FORNARI
Director
Establishments
Establishment units
Physical locations of this company
Chaussée de Tervuren 184
1410 Waterloo
Rue des Combattants 109
1310 La Hulpe
Active since 20 January 1999
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.004.736
- VAT number
- BE 0465.004.736
- Registered office
- Chaussée de Tervuren 184, 1410 Waterloo
- Names & denominations
- LA CHIARA LUCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 January 1999
- Peppol
- Active · Active since 27 Jan 2026
- Activities · NACE
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