Active · per the CBE, 16 September 2026

LA LUXEMBOURGEOISE DE CREDIT

BE0464979495

Rechtspersoon Public limited company 1 establishment

Avenue Victor-Tesch 3, 6700 Arlon

Behind the company: Michel WOLF.

Active for

27 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Negative equity NBB

    More debt than assets in 4 of the last 4 fiscal years.

  • Tight liquidity NBB

    Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

LA LUXEMBOURGEOISE DE CREDIT from Arlon, company number BE0464979495, closed financial year 2025 with a result of € 10,254 after tax. For that financial year LA LUXEMBOURGEOISE DE CREDIT recorded a gross margin of € 51,729 and equity of € -216,252. Compared with financial year 2023, the result moved from € 14,552 to € 10,254. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.

What it is worth Caution

€ -216,252

▲ € 88,374 vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 10,254

▼ 30% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 285

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -340,198.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Debts at end 2025

Bank debt ≈ 12 years to go

€ 197,389

▼ 21% vs 2023

€ 16,617 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.

Owed to suppliers

€ 1,927

▼ 43% vs 2023

Supplier invoices still open on the last day of the fiscal year.

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Key figures per fiscal year Download key figures (CSV)
2021202220232025Change 2023 → 2025
Gross margin € 52,670 € 60,657 € 50,350 € 51,729 ▲ 3%
Profit after taxes € 8,169 € 16,472 € 14,552 € 10,254 ▼ 30%
Equity € -409,124 € -392,651 € -304,625 € -216,252 ▲ € 88,374
Total debts € 1,065,888 € 980,948 € 781,568 € 545,839 ▼ 30%
Cash € 17,190 € 1,630 - € 285
Land & buildings € 600,668 € 567,956 € 434,259 € 308,577 ▼ 29%
Retained profit € -713,950 € -697,478 € -609,451 € -340,198 ▲ € 269,253
Bank debt € 288,252 € 216,209 € 250,219 € 197,389 ▼ 21%
Balance sheet total € 656,764 € 588,296 € 476,943 € 329,588 ▼ 31%

Key figures of LA LUXEMBOURGEOISE DE CREDIT, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LA LUXEMBOURGEOISE DE CREDIT?

What happened at LA LUXEMBOURGEOISE DE CREDIT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 10,254 (▼ 30% vs 2023). filed late Source: NBB ↗
  • New establishment in Arlon. KBO
  • Start of the company according to the CBE. KBO

In short

From € 8,169 profit in 2021 to € 10,254 profit in 2025.

Best year ever: 2022, with € 16,472 profit.

Management

Michel WOLF
LA LUXEMBOURGEOISE DE CREDIT

Behind LA LUXEMBOURGEOISE DE CREDIT is Michel WOLF.

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Directors

According to the 2025 annual accounts

Michel WOLF

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue Victor-Tesch 3

6700 Arlon

2.090.214.792

Avenue Jean-Baptiste-Nothomb 71

6700 Arlon

Active since 19 February 1999

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0464.979.495
VAT number
BE 0464.979.495
Registered office
Avenue Victor-Tesch 3, 6700 Arlon
Names & denominations
LA LUXEMBOURGEOISE DE CREDIT
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
23 December 1998
Peppol
Not registered

Frequently asked questions

What is the address of LA LUXEMBOURGEOISE DE CREDIT?
The registered office of LA LUXEMBOURGEOISE DE CREDIT is located at Avenue Victor-Tesch 3, 6700 Arlon.
Is LA LUXEMBOURGEOISE DE CREDIT still active?
Yes. According to the CBE (16 September 2026) LA LUXEMBOURGEOISE DE CREDIT is active, legal situation “Normale toestand”, started on 23 December 1998.
Is LA LUXEMBOURGEOISE DE CREDIT registered on Peppol?
No, LA LUXEMBOURGEOISE DE CREDIT is currently not registered on the Peppol network.
What is the enterprise number of LA LUXEMBOURGEOISE DE CREDIT?
The enterprise number of LA LUXEMBOURGEOISE DE CREDIT is BE0464979495.
When was LA LUXEMBOURGEOISE DE CREDIT founded?
LA LUXEMBOURGEOISE DE CREDIT was founded on 23 December 1998.
Who owns LA LUXEMBOURGEOISE DE CREDIT?
Behind LA LUXEMBOURGEOISE DE CREDIT is Michel WOLF.