Active · per the CBE, 1 October 2026

V.M.D.

BE0464975339

Rechtspersoon Private limited company 1 establishment

V.M.D. is an insurance broker in Tournai. Private Limited, started on 23 December 1998, 1 establishment.

Placette aux Oignons(TOU) 20, 7500 Tournai

Behind the company: Didier VANDENNIEUWENBROEK.

Active for

27 year, 9 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2024

V.M.D. from Tournai, company number BE0464975339, closed financial year 2024 with a result of € 21,912 after tax. For that financial year V.M.D. recorded a gross margin of € 175,189 and equity of € 135,281. Compared with financial year 2023, the result moved from € 22,656 to € 21,912. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.

What it is worth Growing

€ 135,281

▲ 1% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 21,912

▼ 3% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 5,836

▼ 34% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 20,000 paid out

91 % of the profit went to the shareholders, mostly to VMD COURTAGES (100 % of the shares). That is where the money ends up.

People and assets in 2024

Wage cost

€ 124,703

▲ 7% vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 156

▼ 87% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 17 years to go

€ 256,039

▼ 6% vs 2023

€ 15,432 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.

Owed to suppliers

€ 50,761

▲ 49% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 43,032

▼ 2% vs 2023

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2021202220232024Change 2023 → 2024
Gross margin € 124,628 € 176,009 € 172,953 € 175,189 ▲ 1%
Profit after taxes € 34,772 € 10,602 € 22,656 € 21,912 ▼ 3%
Equity € 120,111 € 130,713 € 133,369 € 135,281 ▲ 1%
Total debts € 407,562 € 417,012 € 409,495 € 429,832 ▲ 5%
Cash € 2,246 € 6,353 € 8,899 € 5,836 ▼ 34%
Land & buildings € 328,252 € 319,161 € 310,070 € 300,979 ▼ 3%
Retained profit € 101,511 € 110,253 € 112,909 € 114,821 ▲ 2%
Dividend € 30,000 € 0 € 20,000 € 20,000
Bank debt € 301,378 € 286,088 € 271,198 € 256,039 ▼ 6%
Balance sheet total € 535,172 € 547,724 € 542,864 € 565,113 ▲ 4%

Key figures of V.M.D., fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to V.M.D.?

What happened at V.M.D. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2024: profit of € 21,912 (▼ 3% vs 2023). filed late Source: NBB ↗
  • New establishment in Tournai. KBO
  • Start of the company according to the CBE. KBO

In short

From € 34,772 profit in 2021 to € 21,912 profit in 2024.

Paid € 57,926 in corporate taxes since 2021.

Best year ever: 2021, with € 34,772 profit.

Paid out € 70,000 in dividends to the owners in total.

Management

The stake of VMD COURTAGES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

V.M.D.

Behind V.M.D. is Didier VANDENNIEUWENBROEK. The shares are held by VMD COURTAGES (100%).

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Directors

According to the 2024 annual accounts

Didier VANDENNIEUWENBROEK

Manager

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Placette aux Oignons(TOU) 20

7500 Tournai

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0464.975.339
VAT number
BE 0464.975.339
Registered office
Placette aux Oignons(TOU) 20, 7500 Tournai
Names & denominations
V.M.D.
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
23 December 1998
Peppol
Not registered
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does V.M.D. do?
V.M.D. is an insurance broker in Tournai. Private Limited, started on 23 December 1998, 1 establishment.
What is the address of V.M.D.?
The registered office of V.M.D. is located at Placette aux Oignons(TOU) 20, 7500 Tournai.
Is V.M.D. still active?
Yes. According to the CBE (1 October 2026) V.M.D. is active, legal situation “Normale toestand”, started on 23 December 1998.
Is V.M.D. registered on Peppol?
No, V.M.D. is currently not registered on the Peppol network.
What is the enterprise number of V.M.D.?
The enterprise number of V.M.D. is BE0464975339.
When was V.M.D. founded?
V.M.D. was founded on 23 December 1998.