Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZAKENKANTOOR PAUL PEETERS from Malle, company number BE0464934361, closed financial year 2025 with a result of € 57,432 after tax. For that financial year ZAKENKANTOOR PAUL PEETERS recorded a gross margin of € 380,509 and equity of € 333,508. Compared with financial year 2024, the result moved from € 86,094 to € 57,432. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 333,508
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 57,432
▼ 33% vs 2024
Profit after tax over the fiscal year.
€ 45,859
▲ 245% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 70,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 265,315
▲ 13% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,455
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 257,991
▼ 13% vs 2024
€ 30,307 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 9,165
▼ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,088
▲ 79% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 300,932 | € 383,630 | € 388,806 | € 380,509 | ▼ 2% |
| Profit after taxes | € 76,977 | € 112,225 | € 86,094 | € 57,432 | ▼ 33% |
| Equity | € 272,758 | € 334,983 | € 346,077 | € 333,508 | ▼ 4% |
| Total debts | € 432,285 | € 436,095 | € 406,326 | € 371,243 | ▼ 9% |
| Cash | € 164,160 | € 75,665 | € 13,304 | € 45,859 | ▲ 245% |
| Land & buildings | € 438,358 | € 469,609 | € 441,208 | € 415,835 | ▼ 6% |
| Retained profit | € 266,560 | € 328,785 | € 339,880 | € 327,311 | ▼ 4% |
| Dividend | € 50,000 | € 50,000 | € 75,000 | € 70,000 | ▼ 7% |
| Bank debt | € 335,811 | € 306,466 | € 296,572 | € 257,991 | ▼ 13% |
| Balance sheet total | € 705,042 | € 771,078 | € 752,403 | € 704,752 | ▼ 6% |
| Employees (FTE) | 2.6 | - | - | - |
Key figures of ZAKENKANTOOR PAUL PEETERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAKENKANTOOR PAUL PEETERS?
What happened at ZAKENKANTOOR PAUL PEETERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 57,432 (▼ 33% vs 2024). Source: NBB ↗
- New establishment in Malle. KBO
- Start of the company according to the CBE. KBO
In short
From € 76,977 profit in 2022 to € 57,432 profit in 2025.
Paid € 125,197 in corporate taxes since 2022.
Best year ever: 2023, with € 112,225 profit.
On average € 115,700 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Zakenkantoor Finter, Peeters Dries comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ZAKENKANTOOR PAUL PEETERSBehind ZAKENKANTOOR PAUL PEETERS are Zakenkantoor Lenterfin bv and Peeters Dries bv. The shares are held by Zakenkantoor Finter (50%) and Peeters Dries (50%).
Directors
According to the 2025 annual accounts
Director · represented by Wouter Verhoeven
Director · represented by Dries Peeters
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Lierselei 14
2390 Malle
Lierselei 4
2390 Malle
Active since 26 March 1999
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.934.361
- VAT number
- BE 0464.934.361
- Registered office
- Lierselei 14, 2390 Malle
- Names & denominations
- ZAKENKANTOOR PAUL PEETERS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1998
- Peppol
- Active · Active since 27 May 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Agenten en makelaars in bankdiensten