Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2025.
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Late annual account NBB
Fiscal year 2025 was filed 224 days after the legal deadline.
Financials
Financial year 2025
PMT -TRADING from Kruisem, company number BE0464910508, closed financial year 2025 with a result of € -55,602 after tax. For that financial year PMT -TRADING recorded a gross margin of € 1 million and equity of € 2.1 million. Compared with financial year 2024, the result moved from € -44,028 to € -55,602. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.
€ 2.1 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -55,602
▼ 26 % more loss than in 2024
Profit after tax over the fiscal year.
€ 139,662
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.8 million.
People and assets in 2025
10
Average over the fiscal year, from the social balance sheet.
€ 877,577
▲ 14% vs 2024
€ 87,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 207,541
▲ 71% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 464,611
▲ 21% vs 2024
€ 84,011 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 115,298
▲ 116% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 132,705
▲ 16% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,037,882 | € 1,074,037 | € 876,456 | € 1,013,560 | ▲ 16% |
| Profit after taxes | € 93,656 | € 82,937 | € -44,028 | € -55,602 | ▼ € 11,573 |
| Equity | € 2,116,434 | € 2,199,371 | € 2,155,343 | € 2,099,741 | ▼ 3% |
| Total debts | € 751,322 | € 636,490 | € 617,178 | € 783,174 | ▲ 27% |
| Cash | € 97,694 | € 222,693 | € 143,230 | € 139,662 | ▼ 2% |
| Land & buildings | € 1,811,528 | € 1,804,699 | € 1,781,826 | € 1,752,583 | ▼ 2% |
| Retained profit | € -1,744,466 | € -1,661,529 | € -1,705,557 | € -1,761,159 | ▼ € 55,602 |
| Bank debt | € 428,668 | € 372,784 | € 384,064 | € 464,611 | ▲ 21% |
| Balance sheet total | € 2,867,756 | € 2,835,861 | € 2,772,521 | € 2,882,915 | ▲ 4% |
| Employees (FTE) | 9.2 | 8.9 | 10 | 10 |
Key figures of PMT -TRADING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 3 March 2027.
What happened to PMT -TRADING?
What happened at PMT -TRADING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jan Ghistelinck stepped down as director. NBB
- JULIE GHISTELINCK stepped down as director. NBB
- Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 93,656 profit in 2022 to € 55,602 loss in 2025.
Paid € 2,765 in corporate taxes since 2022.
Best year ever: 2022, with € 93,656 profit.
On average € 101,400 of value added per employee in 2025.
Management
The stake of Ghistelinck holding, ENVICONTROL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PMT -TRADINGThe shares are held by Ghistelinck holding (100%) and ENVICONTROL (96.5%).
Directors
According to the 2025 annual accounts
· until 2029
JULIE GHISTELINCK
Director
Also active at: J. GHISTELINCK, ENVICONTROL, Ghistelinck holding, J. GHISTELINCK VASTGOED
· until 2029
Shareholders
100%
96.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Meirestraat(KRU) 17
9770 Kruisem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.910.508
- VAT number
- BE 0464.910.508
- Registered office
- Meirestraat(KRU) 17, 9770 Kruisem
- Names & denominations
- PMT -TRADING
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 December 1998
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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