What is the address of STEMAB?

The registered office of STEMAB is located at Gentsesteenweg(Kor) 115A box 2/2, 8500 Kortrijk.

Is STEMAB still active?

Yes. According to the CBE (18 September 2026) STEMAB is active, legal situation “Normale toestand”, started on 17 December 1998.

Is STEMAB registered on Peppol?

Yes, STEMAB is registered on the Peppol network with ID 0208:0464887148.

What is the enterprise number of STEMAB?

The enterprise number of STEMAB is BE0464887148.

When was STEMAB founded?

STEMAB was founded on 17 December 1998.

Who are the directors of STEMAB?

According to the 2025 annual accounts, the directors of STEMAB are: Stephen Malfait, Martine Vandevyver, Mathieu Malfait, Bruno Malfait.

Is STEMAB a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 17 December 1998; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did STEMAB make in 2025?

STEMAB recorded a loss after taxes of € 5,849 in financial year 2025.

What is the revenue of STEMAB?

As a small company, STEMAB is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 31,193.

STEMAB (Public Limited) - Kortrijk - BE0464887148

Dossier STEMAB, printed on 18 September 2026 from databakkes.be/en/0464887148/stemab. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

STEMAB from Kortrijk, company number BE0464887148, closed financial year 2025 with a result of € -5,849 after tax. For that financial year STEMAB recorded a gross margin of € 31,193 and equity of € 37,134. Compared with financial year 2024, the result moved from € -6,214 to € -5,849. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Healthy

€ 37,134

▼ 14% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -5,849

▲ 6 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3,520

▲ 60% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -86,866.

Debts at end 2025

Bank debt ≈ 18 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 275,250

▼ 5% vs 2024

€ 15,000 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 33,912 Gross margin 2022: € 33,912 First fiscal year in the series	€ 27,769 Gross margin 2023: € 27,769 ▼ 18% vs 2022 (€ 33,912) Unfavourable step	€ 31,989 Gross margin 2024: € 31,989 ▲ 15% vs 2023 (€ 27,769) Favourable step	€ 31,193 Gross margin 2025: € 31,193 ▼ 2% vs 2024 (€ 31,989) Unfavourable step	▼ 2%
Profit after taxes	€ 353 Profit after taxes 2022: € 353 First fiscal year in the series	€ -7,731 Profit after taxes 2023: € -7,731 ▼ € 8,084 vs 2022 (€ 353) Unfavourable step	€ -6,214 Profit after taxes 2024: € -6,214 ▲ € 1,517 vs 2023 (€ -7,731) Favourable step	€ -5,849 Profit after taxes 2025: € -5,849 ▲ € 365 vs 2024 (€ -6,214) Favourable step	▲ € 365
Equity	€ 56,929 Equity 2022: € 56,929 First fiscal year in the series	€ 49,197 Equity 2023: € 49,197 ▼ 14% vs 2022 (€ 56,929) Unfavourable step	€ 42,983 Equity 2024: € 42,983 ▼ 13% vs 2023 (€ 49,197) Unfavourable step	€ 37,134 Equity 2025: € 37,134 ▼ 14% vs 2024 (€ 42,983) Unfavourable step	▼ 14%
Total debts	€ 500,509 Total debts 2022: € 500,509 First fiscal year in the series	€ 489,322 Total debts 2023: € 489,322 ▼ 2% vs 2022 (€ 500,509) Favourable step	€ 476,292 Total debts 2024: € 476,292 ▼ 3% vs 2023 (€ 489,322) Favourable step	€ 464,265 Total debts 2025: € 464,265 ▼ 3% vs 2024 (€ 476,292) Favourable step	▼ 3%
Cash	€ 1,969 Cash 2022: € 1,969 First fiscal year in the series	€ 2,247 Cash 2023: € 2,247 ▲ 14% vs 2022 (€ 1,969) Favourable step	€ 2,199 Cash 2024: € 2,199 ▼ 2% vs 2023 (€ 2,247) Unfavourable step	€ 3,520 Cash 2025: € 3,520 ▲ 60% vs 2024 (€ 2,199) Favourable step	▲ 60%
Land & buildings	€ 549,468 Land & buildings 2022: € 549,468 First fiscal year in the series	€ 530,272 Land & buildings 2023: € 530,272 ▼ 3% vs 2022 (€ 549,468) Unchanged	€ 511,076 Land & buildings 2024: € 511,076 ▼ 4% vs 2023 (€ 530,272) Unchanged	€ 491,880 Land & buildings 2025: € 491,880 ▼ 4% vs 2024 (€ 511,076) Unchanged	▼ 4%
Retained profit	€ -67,071 Retained profit 2022: € -67,071 First fiscal year in the series	€ -74,803 Retained profit 2023: € -74,803 ▼ € 7,731 vs 2022 (€ -67,071) Unfavourable step	€ -81,017 Retained profit 2024: € -81,017 ▼ € 6,214 vs 2023 (€ -74,803) Unfavourable step	€ -86,866 Retained profit 2025: € -86,866 ▼ € 5,849 vs 2024 (€ -81,017) Unfavourable step	▼ € 5,849
Bank debt	€ 320,250 Bank debt 2022: € 320,250 First fiscal year in the series	€ 305,250 Bank debt 2023: € 305,250 ▼ 5% vs 2022 (€ 320,250) Favourable step	€ 290,250 Bank debt 2024: € 290,250 ▼ 5% vs 2023 (€ 305,250) Favourable step	€ 275,250 Bank debt 2025: € 275,250 ▼ 5% vs 2024 (€ 290,250) Favourable step	▼ 5%
Balance sheet total	€ 557,437 Balance sheet total 2022: € 557,437 First fiscal year in the series	€ 538,519 Balance sheet total 2023: € 538,519 ▼ 3% vs 2022 (€ 557,437) Unchanged	€ 519,275 Balance sheet total 2024: € 519,275 ▼ 4% vs 2023 (€ 538,519) Unchanged	€ 501,399 Balance sheet total 2025: € 501,399 ▼ 3% vs 2024 (€ 519,275) Unchanged	▼ 3%

Key figures of STEMAB, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to STEMAB?

What happened at STEMAB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 Stephen Malfait stepped down as director. NBB
2027 Martine Vandevyver stepped down as director. NBB
2027 Mathieu Malfait stepped down as director. NBB
2027 Bruno Malfait stepped down as director. NBB
Aug 31, 2026 New annual accounts for financial year 2025: loss of € 5,849. filed late Source: NBB ↗
2021 Stephen Malfait became a director. NBB
2021 Martine Vandevyver became a director. NBB
2021 Mathieu Malfait became a director. NBB

In short

From € 353 profit in 2022 to € 5,849 loss in 2025.

Paid € 0 in corporate taxes since 2022.

Best year ever: 2022, with € 353 profit.

Original PDFs at the National Bank ↗

A new publication or filing at STEMAB? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Directors

According to the 2025 annual accounts

Stephen Malfait

Director

Also active at: PARFUMERIE CENTRALE KORTRIJK

since 2021 · until 2027

Martine Vandevyver

Managing director

since 2021 · until 2027

Mathieu Malfait

Director

Also active at: BELEXA ADVOCATEN, Belexa & Partners

since 2021 · until 2027

Bruno Malfait

Director

Also active at: PARFUMERIE CENTRALE KORTRIJK

since 2021 · until 2027

Establishments

Establishment units

Physical locations of this company

Registered office

Gentsesteenweg(Kor) 115A box 2/2

8500 Kortrijk

2.090.723.152

Oude-Vestingsstraat(Kor) 6 C

8500 Kortrijk

Active since 14 April 1999

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

NLN

€ 113,754 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0464.887.148
VAT number: BE 0464.887.148
Registered office: Gentsesteenweg(Kor) 115A bus 2/2, 8500 Kortrijk
Names & denominations: STEMAB
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 17 December 1998
Peppol: Active · Active since 20 Nov 2020

View on CBE Public ↗ Annual accounts (NBB) ↗

STEMAB

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Financials

What happened to STEMAB?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

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