Active · per the CBE, 16 September 2026

FOCANT ET LENOIR

BE0464861018

Rechtspersoon Private limited company 1 establishment

FOCANT ET LENOIR is an insurance broker in Ciney. Private Limited, started on 31 December 1998, 1 establishment.

Rue du Commerce 60, 5590 Ciney

Behind the company: Harold FOCANT.

Active for

27 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

FOCANT ET LENOIR from Ciney, company number BE0464861018, closed financial year 2025 with a result of € 92,255 after tax. For that financial year FOCANT ET LENOIR recorded a gross margin of € 249,973 and equity of € 388,035. Compared with financial year 2024, the result moved from € 102,654 to € 92,255. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.

What it is worth Growing

€ 388,035

▲ 24% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 92,255

▼ 10% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 310,609

▲ 56% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 17,000 paid out

18 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 91,243

▼ 7% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 57,385

▼ 23% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 2,954

▼ 48% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 19,236

▼ 31% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 223,989 € 222,067 € 267,400 € 249,973 ▼ 7%
Profit after taxes € 84,293 € 77,911 € 102,654 € 92,255 ▼ 10%
Equity € 218,216 € 210,127 € 312,780 € 388,035 ▲ 24%
Total debts € 43,802 € 99,357 € 33,641 € 39,190 ▲ 16%
Cash € 139,664 € 191,472 € 199,229 € 310,609 ▲ 56%
Land & buildings € 13,587 € 11,100 € 8,613 € 10,603 ▲ 23%
Retained profit € 188,216 € 180,127 € 282,780 € 358,035 ▲ 27%
Dividend € 34,000 € 86,000 € 0 € 17,000
Balance sheet total € 262,018 € 309,484 € 346,421 € 427,225 ▲ 23%

Key figures of FOCANT ET LENOIR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FOCANT ET LENOIR?

What happened at FOCANT ET LENOIR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 92,255 (▼ 10% vs 2024). filed late Source: NBB ↗
  • New establishment in Ciney. KBO
  • Start of the company according to the CBE. KBO

In short

From € 84,293 profit in 2022 to € 92,255 profit in 2025.

Paid € 144,247 in corporate taxes since 2022.

Best year ever: 2024, with € 102,654 profit.

Paid out € 137,000 in dividends to the owners in total.

Management

Harold FOCANT
FOCANT ET LENOIR

Behind FOCANT ET LENOIR is Harold FOCANT.

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Directors

According to the 2025 annual accounts

Harold FOCANT

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Commerce 60

5590 Ciney

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0464.861.018
VAT number
BE 0464.861.018
Registered office
Rue du Commerce 60, 5590 Ciney
Names & denominations
FOCANT ET LENOIR
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
31 December 1998
Peppol
Not registered
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does FOCANT ET LENOIR do?
FOCANT ET LENOIR is an insurance broker in Ciney. Private Limited, started on 31 December 1998, 1 establishment.
What is the address of FOCANT ET LENOIR?
The registered office of FOCANT ET LENOIR is located at Rue du Commerce 60, 5590 Ciney.
Is FOCANT ET LENOIR still active?
Yes. According to the CBE (16 September 2026) FOCANT ET LENOIR is active, legal situation “Normale toestand”, started on 31 December 1998.
Is FOCANT ET LENOIR registered on Peppol?
No, FOCANT ET LENOIR is currently not registered on the Peppol network.
What is the enterprise number of FOCANT ET LENOIR?
The enterprise number of FOCANT ET LENOIR is BE0464861018.
When was FOCANT ET LENOIR founded?
FOCANT ET LENOIR was founded on 31 December 1998.