Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Coverrisk Invest from Gent, company number BE0464759167, closed financial year 2025 with a result of € -8,315 after tax. For that financial year Coverrisk Invest recorded a gross margin of € -16,281 and equity of € 286,084. Compared with financial year 2024, the result moved from € 1,901 to € -8,315. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 286,084
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,315
▼ still € 1,901 profit in 2024
Profit after tax over the fiscal year.
€ 16,520
▲ 216% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 209,684.
People and assets in 2025
€ 2,469
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 116,446
▲ € 95,054 vs 2024
€ 12,133 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 3,339
▲ 157% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,109
▼ 87% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 39,446 | € 355,063 | € -7,905 | € -16,281 | ▼ € 8,376 |
| Profit after taxes | € 20,014 | € 265,376 | € 1,901 | € -8,315 | ▼ € 10,216 |
| Equity | € 27,123 | € 292,499 | € 294,399 | € 286,084 | ▼ 3% |
| Total debts | € 84,508 | € 173,455 | € 127,668 | € 155,785 | ▲ 22% |
| Cash | € 36,823 | € 56,890 | € 5,227 | € 16,520 | ▲ 216% |
| Land & buildings | - | € 6,947 | € 6,194 | € 5,440 | ▼ 12% |
| Retained profit | € -49,277 | € 216,099 | € 217,999 | € 209,684 | ▼ 4% |
| Bank debt | € 53,744 | € 30,124 | € 21,392 | € 116,446 | ▲ € 95,054 |
| Balance sheet total | € 111,632 | € 465,954 | € 422,067 | € 441,869 | ▲ 5% |
Key figures of Coverrisk Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Coverrisk Invest?
What happened at Coverrisk Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,315 (▼ € 10,216 vs 2024). filed late Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,014 profit in 2022 to € 8,315 loss in 2025.
Paid € 101,561 in corporate taxes since 2022.
Best year ever: 2023, with € 265,376 profit.
Management
Behind Coverrisk Invest is Kwinten Steverlynck. Kwinten Steverlynck is also behind COVERRISK.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Hogeweg 112
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.759.167
- VAT number
- BE 0464.759.167
- Registered office
- Hogeweg 112, 9000 Gent
- Names & denominations
- Coverrisk Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1998
- Peppol
- Not registered