Financials
Financial year 2025
Agent de banque et d'assurances NAMUR CAPITALE from Namur, company number BE0464656922, closed financial year 2025 with a result of € 2.2 million after tax. For that financial year Agent de banque et d'assurances NAMUR CAPITALE recorded a gross margin of € 6.3 million and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 2.2 million to € 2.2 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 1.1 million
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2.2 million
Profit after tax over the fiscal year.
€ 1 million
▲ € 1 million vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.9 million paid out
84 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
44.8
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.2 million
▲ 1% vs 2024
€ 71,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 424,112
▲ 58% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 774,061
▼ 8% vs 2024
€ 130,539 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 207,925
▲ 104% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1.1 million
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 5,526,209 | € 5,508,879 | € 6,113,041 | € 6,313,949 | ▲ 3% |
| Profit after taxes | € 1,965,700 | € 1,831,115 | € 2,188,747 | € 2,195,751 | |
| Equity | € 989,755 | € 979,017 | € 1,004,130 | € 1,113,878 | ▲ 11% |
| Total debts | € 2,875,440 | € 3,105,907 | € 3,675,537 | € 3,463,567 | ▼ 6% |
| Cash | € 713,354 | € 4,706 | € 769 | € 1,023,816 | ▲ € 1 million |
| Retained profit | € 914,755 | € 905,517 | € 927,630 | € 1,040,453 | ▲ 12% |
| Dividend | € 1,650,733 | € 1,663,420 | € 1,965,090 | € 1,852,350 | ▼ 6% |
| Bank debt | € 365,399 | € 732,823 | € 844,235 | € 774,061 | ▼ 8% |
| Balance sheet total | € 3,955,195 | € 4,174,924 | € 4,679,668 | € 4,577,445 | ▼ 2% |
| Employees (FTE) | 47.1 | 42.6 | 43.9 | 44.8 | ▲ 0.9 |
Key figures of Agent de banque et d'assurances NAMUR CAPITALE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Agent de banque et d'assurances NAMUR CAPITALE?
What happened at Agent de banque et d'assurances NAMUR CAPITALE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2.2 million. Source: NBB ↗
- DOMINIQUE BOVY stepped down as director. NBB
- New establishment in Namur. KBO
- Marc GELISE stepped down as director. NBB
- ROMANE COBUT became a director. NBB
- DOMINIQUE BOVY became a director. NBB
- CATHERINE DELORY became a director. NBB
- OLIVIER SINE OLIVIER SINE became a director. NBB
In short
From € 2 million profit in 2022 to € 2.2 million profit in 2025.
Paid € 3 million in corporate taxes since 2022.
Best year ever: 2025, with € 2.2 million profit.
On average € 140,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Agent de banque et d'assurances NAMUR CAPITALE are VALERIE PIERRA, LAURENT DEHOSAY, DENIS DELFOSSE, OLIVIER SINE OLIVIER SINE, DOMINIQUE THIRION and HADRIEN DAOUST.
Directors
According to the 2025 annual accounts
VALERIE PIERRA
Associate
since 2021
LAURENT DEHOSAY
Associate
since 2021
DENIS DELFOSSE
Associate
since 2020
OLIVIER SINE OLIVIER SINE
Associate
since 2022
DOMINIQUE THIRION
Associate
since 2021
HADRIEN DAOUST
Associate
since 2022
LUCAS PERDONCIN
Associate
since 2020
PIERRE-CHRISTOPHE PENASSE
Associate
since 2020
CATHERINE DELORY
Associate
since 2023
ROMANE COBUT
Associate
since 2025
VINCENT PINSART
Associate
since 2021
MAXIME MATHIEU
Associate
since 2021
FREDERIC LHOSTE
Associate
since 2021
MICHAEL DONATO
Associate
since 2020
ERIC PARENT
Associate
since 2021
DOMINIQUE BOVY
Associate
since 2024 · until 2025
Marc GELISE
Associate
since 2020 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue de Marchovelette 1
5000 Namur
Rue Félicien Deneumoustier(BL) 24
5001 Namur
Active since 15 June 2000
Rue Riverre 60
5150 Floreffe
Active since 15 June 2000
Av. de la Faculté-d'Agronomie 12
5030 Gembloux
Active since 8 December 2000
Chaussée de Louvain(BU) 440
5004 Namur
Active since 1 January 2021
Chaussée de Marche(EP) 506
5101 Namur
Active since 1 January 2021
Chaussée de Louvain 30
5310 Eghezée
Active since 1 January 2021
Chaussée de Dinant(WP) 1195
5100 Namur
Active since 1 January 2021
Chaussée de Dinant(WP) 1033
5100 Namur
Active since 5 September 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.656.922
- VAT number
- BE 0464.656.922
- Registered office
- Rue de Marchovelette 1, 5000 Namur
- Names & denominations
- Agent de banque et d'assurances NAMUR CAPITALE
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 24 November 1998
- Peppol
- Active · Active since 15 Jan 2026
- Activities · NACE
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