Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Société d'Investissements ruraux et urbains from Schaarbeek, company number BE0464630790, closed financial year 2025 with a result of € -41,862 after tax. For that financial year Société d'Investissements ruraux et urbains recorded revenue of € 39,382 and equity of € 387,584. Compared with financial year 2024, the result moved from € -121,333 to € -41,862. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 31, 2026.
€ 387,584
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -41,862
▲ 65 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,048
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 368,984.
People and assets in 2025
€ 8,817
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 134,271
▼ 15% vs 2024
€ 9,696 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 46,990 | € 46,136 | € 33,643 | € 39,382 | ▲ 17% |
| Gross margin | € 17,597 | € 33,153 | € 22,954 | € 27,734 | ▲ 21% |
| Profit after taxes | € -45,132 | € -36,316 | € -121,333 | € -41,862 | ▲ € 79,471 |
| Equity | € 587,095 | € 550,779 | € 429,446 | € 387,584 | ▼ 10% |
| Total debts | € 419,602 | € 415,646 | € 640,277 | € 634,789 | ▼ 1% |
| Cash | € 32,590 | € 7,813 | € 61,977 | € 3,048 | ▼ 95% |
| Land & buildings | € 1,427,001 | € 1,379,561 | € 1,332,121 | € 1,284,680 | ▼ 4% |
| Retained profit | € 568,495 | € 532,179 | € 410,846 | € 368,984 | ▼ 10% |
| Bank debt | € 204,744 | € 182,113 | € 158,190 | € 134,271 | ▼ 15% |
| Balance sheet total | € 1,572,141 | € 1,513,905 | € 1,599,238 | € 1,533,924 | ▼ 4% |
Key figures of Société d'Investissements ruraux et urbains, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Société d'Investissements ruraux et urbains?
What happened at Société d'Investissements ruraux et urbains in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 41,862. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Schaarbeek. KBO
In short
From € 45,132 loss in 2022 to € 41,862 loss in 2025.
Paid € 71,404 in corporate taxes since 2022.
A new publication or filing at Société d'Investissements ruraux et urbains? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Société d'Investissements ruraux et urbains is LOUIS DECOSTER.
Directors
According to the 2025 annual accounts
LOUIS DECOSTER
Manager
Establishments
Establishment units
Physical locations of this company
Louis Bertrandlaan 2 box 1
1030 Schaarbeek
Louis Bertrandlaan 2/1
1030 Schaarbeek
Active since 16 November 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.630.790
- VAT number
- BE 0464.630.790
- Registered office
- Louis Bertrandlaan 2 bus 1, 1030 Schaarbeek
- Names & denominations
- Société d'Investissements ruraux et urbains · S.I.R.U. · Vennootschap van landelijke en stedelijke investeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 November 1998
- Peppol
- Not registered