Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Assurances Van Hecke from Brussel, company number BE0464583082, closed financial year 2025 with a result of € -49,437 after tax. For that financial year Assurances Van Hecke recorded a gross margin of € 151,880 and equity of € 131,400. Compared with financial year 2024, the result moved from € 47,331 to € -49,437. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 4, 2026.
€ 131,400
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -49,437
▼ still € 47,331 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 117,808.
People and assets in 2025
€ 71,427
▼ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 50,800
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 912,387
▲ 125% vs 2024
€ 207,048 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 35,355
Supplier invoices still open on the last day of the fiscal year.
€ 26,414
▼ 57% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 292,810 | € 297,196 | € 303,210 | € 151,880 | ▼ 50% |
| Profit after taxes | € 47,824 | € 60,372 | € 47,331 | € -49,437 | ▼ € 96,768 |
| Equity | € 73,134 | € 133,506 | € 180,837 | € 131,400 | ▼ 27% |
| Total debts | € 863,998 | € 712,224 | € 581,618 | € 976,555 | ▲ 68% |
| Cash | € 8,199 | - | - | - | |
| Land & buildings | - | - | - | € 350,000 | |
| Retained profit | € 59,542 | € 119,914 | € 167,245 | € 117,808 | ▼ 30% |
| Bank debt | € 589,099 | € 472,904 | € 405,272 | € 912,387 | ▲ 125% |
| Balance sheet total | € 937,132 | € 845,730 | € 762,454 | € 1,107,955 | ▲ 45% |
Key figures of Assurances Van Hecke, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Assurances Van Hecke?
What happened at Assurances Van Hecke in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 49,437 (▼ € 96,768 vs 2024). filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 47,824 profit in 2022 to € 49,437 loss in 2025.
Paid € 73,450 in corporate taxes since 2022.
Best year ever: 2023, with € 60,372 profit.
A new publication or filing at Assurances Van Hecke? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Assurances Van Hecke are Bureau Van Hecke & co SRL and Frans Van Hecke. Frans Van Hecke is also behind BUREAU VAN HECKE & CO, AENOA, VAN HECKE F, LOI INVEST and GROUPEMENT D'ETUDE SUR L'INGENIERIE PATRIMONIALE.
Directors
According to the 2025 annual accounts
Director · represented by Anzhela Aleshina
Frans Van Hecke
Director
Also active at: BUREAU VAN HECKE & CO, AENOA, VAN HECKE F, LOI INVEST, GROUPEMENT D'ETUDE SUR L'INGENIERIE PATRIMONIALE, GROUPE ELAN
Establishments
Establishment units
Physical locations of this company
Louizalaan 345
1050 Brussel
Louizalaan 213 box 14
1050 Brussel
Active since 6 November 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →BUREAU VAN HECKE & CO same network
€ 158,155 gross margin · 2025
AENOA same network
€ -866 gross margin · 2025
VAN HECKE F same network
€ 410,070 gross margin · 2025
LOI INVEST same network
€ -45,535 gross margin · 2024
Further
€ 75,247 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.583.082
- VAT number
- BE 0464.583.082
- Registered office
- Louizalaan 345, 1050 Brussel
- Names & denominations
- Assurances Van Hecke
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 November 1998
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars