Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SUBLIEM from Kortrijk, company number BE0464508848, closed financial year 2025 with a result of € -37,880 after tax. For that financial year SUBLIEM recorded a gross margin of € -8,233 and equity of € -32,949. Compared with financial year 2024, the result moved from € -37,898 to € -37,880. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ -32,949
▼ € 37,880 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -37,880
Profit after tax over the fiscal year.
€ 4,074
▼ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -51,541.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 626
▼ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 182,642
▼ 12% vs 2024
€ 22,564 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 3,649
▼ 76% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,517
▲ € 2,171 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 28,156 | € -6,402 | € -7,193 | € -8,233 | ▼ € 1,040 |
| Profit after taxes | € 444 | € -35,032 | € -37,898 | € -37,880 | |
| Equity | € 77,861 | € 42,829 | € 4,931 | € -32,949 | ▼ € 37,880 |
| Total debts | € 276,357 | € 242,217 | € 240,698 | € 253,148 | ▲ 5% |
| Cash | € 65,115 | € 6,528 | € 7,328 | € 4,074 | ▼ 44% |
| Land & buildings | € 294,056 | € 275,719 | € 257,382 | € 239,045 | ▼ 7% |
| Retained profit | € 59,269 | € 24,237 | € -13,661 | € -51,541 | ▼ € 37,880 |
| Bank debt | € 258,455 | € 233,003 | € 207,301 | € 182,642 | ▼ 12% |
| Balance sheet total | € 423,278 | € 354,105 | € 307,902 | € 270,997 | ▼ 12% |
Key figures of SUBLIEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to SUBLIEM?
What happened at SUBLIEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 37,880. Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
- Pieter Spillebeen became a director. NBB
In short
From € 444 profit in 2022 to € 37,880 loss in 2025.
Paid € 692 in corporate taxes since 2022.
Best year ever: 2022, with € 444 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Pieter Spillebeen
Director
since 1998
Establishments
Establishment units
Physical locations of this company
Kortrijksestraat(Kor) 388
8500 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
TRANSIP-AS Amsterdam, the Netherlands, NL
Website info
Features
Security
Details
- Company number
- 0464.508.848
- VAT number
- BE 0464.508.848
- Registered office
- Kortrijksestraat(Kor) 388, 8500 Kortrijk
- Names & denominations
- SUBLIEM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 November 1998
- Peppol
- Active · Active since 13 Jan 2026
- Contact
- subliem.be
- Activities · NACE
Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren
Groothandel in elektrische huishoudelijke apparaten en audio- en videoapparatuur
Overige werkzaamheden in verband met de afwerking van gebouwen
Overige niet-gespecialiseerde detailhandel
Ontwikkeling van niet-residentiële bouwprojecten
Reparatie en onderhoud van machines
Ontwerpen van computerprogramma’s
Schrijnwerk
+8