Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
25 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
ECLAIR from Zaventem, company number BE0464484696, closed financial year 2025 with a result of € -3.1 million after tax. For that financial year ECLAIR recorded revenue of € 29.3 million and equity of € 5.7 million. Compared with financial year 2024, the result moved from € -3.3 million to € -3.1 million. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 5.7 million
▲ 146% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3.1 million
▲ 7 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,642
▲ 128% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3 million.
People and assets in 2025
147.3
▲ 6.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 7.4 million
▲ 10% vs 2024
€ 50,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 678,030
▲ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6.3 million
▼ 40% vs 2024
Loans from banks and other lenders, long and short.
€ 3.5 million
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 53 days on average.
€ 967,082
▲ 4% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 24,679,201 | € 26,140,932 | € 25,553,210 | € 29,264,424 | ▲ 15% |
| Profit after taxes | € 252,349 | € -1,858,162 | € -3,326,141 | € -3,101,308 | ▲ € 224,833 |
| Equity | € 2,505,475 | € 647,313 | € 2,321,172 | € 5,719,864 | ▲ 146% |
| Total debts | € 10,551,114 | € 16,009,872 | € 15,668,193 | € 10,830,619 | ▼ 31% |
| Cash | - | € 6,017 | € 1,596 | € 3,642 | ▲ 128% |
| Retained profit | € 1,505,475 | € -352,687 | € -3,226,141 | € -3,001,308 | ▲ € 224,833 |
| Bank debt | € 4,750,893 | € 11,062,888 | € 10,616,024 | € 6,327,889 | ▼ 40% |
| Balance sheet total | € 13,056,589 | € 16,657,185 | € 17,989,365 | € 16,550,483 | ▼ 8% |
| Employees (FTE) | 134.9 | 142 | 140.4 | 147.3 | ▲ 6.9 |
Key figures of ECLAIR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ECLAIR?
What happened at ECLAIR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Pascal Boon stepped down as director. NBB
- Matthias locker stepped down as director. NBB
- Nathalie Matterne stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 3.1 million. Source: NBB ↗
- Matthias locker became a director. NBB
- Pascal Boon became a director. NBB
- Nathalie Matterne became a director. NBB
- New establishment in Ternat. KBO
In short
From € 252,349 profit in 2022 to € 3.1 million loss in 2025.
Paid € 117,588 in corporate taxes since 2022.
Best year ever: 2022, with € 252,349 profit.
Pays suppliers within 53 days on average.
Management
The shares are held by CARREFOUR BELGIUM (100%).
Directors
According to the 2025 annual accounts
Pascal Boon
Director
Also active at: FILUNIC, STIGAM, CARUM, ORTHROS, SCHILCO, Market D4 CBRA, Market B2 CBRA, Carrefour Drive 1 +5 more
since 2025 · until 2028
Matthias locker
Director
Also active at: FILUNIC, STIGAM, GROSFRUIT, ORTHROS, CARREFOUR BELGIUM, RESTORA, SCHILCO, SOUTH MED INVESTMENTS LIMITED +8 more
since 2025 · until 2028
since 2025 · until 2028
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Da Vincilaan 3 box 3
1930 Zaventem
Donkerstraat 63
1740 Ternat
Active since 21 December 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 25 companies are registered at this address.
All companies at this address →Warenhuizen Alma
€ 348,429 revenue · 2025
FILUNIC same network
STIGAM same network
€ 10.5 million revenue · 2025
GROSFRUIT same network
€ 2.5 million revenue · 2025
PepsiCo Services
€ 41.1 million revenue · 2024
+20 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.484.696
- VAT number
- BE 0464.484.696
- Registered office
- Da Vincilaan 3 bus 3, 1930 Zaventem
- Names & denominations
- ECLAIR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 October 1998
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Industriële vervaardiging van brood en van vers banketbakkerswerk
Industriële bakkerijen
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk