Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
H & M BUILDING COMPANY from Lennik, company number BE0464459358, closed financial year 2025 with a result of € -22,695 after tax. For that financial year H & M BUILDING COMPANY recorded a gross margin of € 29,886 and equity of € 757,338. Compared with financial year 2024, the result moved from € 111,460 to € -22,695. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 757,338
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,695
▼ still € 111,460 profit in 2024
Profit after tax over the fiscal year.
€ 34,605
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 695,838.
Debts at end 2025
€ 1.9 million
▲ 3% vs 2024
€ 14,492 is repaid this year. At this pace the long-term loan is gone in ≈ 70 years.
€ 34,432
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 305,563 | € 36,875 | € 200,181 | € 29,886 | ▼ 85% |
| Profit after taxes | € 210,264 | € -19,536 | € 111,460 | € -22,695 | ▼ € 134,155 |
| Equity | € 688,108 | € 668,572 | € 780,033 | € 757,338 | ▼ 3% |
| Total debts | € 2,273,591 | € 2,070,364 | € 1,994,303 | € 1,945,973 | ▼ 2% |
| Cash | € 202,304 | € 32,373 | € 50,472 | € 34,605 | ▼ 31% |
| Land & buildings | € 810,278 | € 786,250 | € 743,084 | € 699,918 | ▼ 6% |
| Retained profit | € 626,608 | € 607,072 | € 718,533 | € 695,838 | ▼ 3% |
| Dividend | € 150,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 1,143,143 | € 1,126,784 | € 1,859,770 | € 1,911,540 | ▲ 3% |
| Balance sheet total | € 2,961,699 | € 2,738,936 | € 2,774,336 | € 2,703,310 | ▼ 3% |
Key figures of H & M BUILDING COMPANY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to H & M BUILDING COMPANY?
What happened at H & M BUILDING COMPANY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Greet De Jonghe stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 22,695 (▼ € 134,155 vs 2024). Source: NBB ↗
- Marechal Bruno BV stepped down as director. NBB
- Greet De Jonghe became a director. NBB
- Marechal Bruno BV became a director. NBB
- New establishment in Sint-Pieters-Leeuw. KBO
- Start of the company according to the CBE. KBO
In short
From € 210,264 profit in 2022 to € 22,695 loss in 2025.
Paid € 43,205 in corporate taxes since 2022.
Best year ever: 2022, with € 210,264 profit.
Paid out € 150,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind H & M BUILDING COMPANY is Linmar BV. It owns 72.9% of Housing 2030 and 50% of Terra Housing A aandelen itself.
Directors
According to the 2025 annual accounts
Managing director · represented by Hugo Maréchal
Director · represented by Bruno Maréchal
Also active at: TERRA HOUSING, Housing 2020
since 2024 · until 2026
since 2026 · until 2032
Establishments
Establishment units
Physical locations of this company
Sint-Barbarastraat 2
1750 Lennik
Petrus Huysegomsstraat 6
1600 Sint-Pieters-Leeuw
Active since 10 August 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.459.358
- VAT number
- BE 0464.459.358
- Registered office
- Sint-Barbarastraat 2, 1750 Lennik
- Names & denominations
- H & M BUILDING COMPANY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 October 1998
- Peppol
- Active · Active since 9 Apr 2025
- Activities · NACE
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