Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHIC A CHOC from Brugge, company number BE0464242592, closed financial year 2025 with a result of € -926 after tax. For that financial year CHIC A CHOC recorded a gross margin of € 20,545 and equity of € -16,449. Compared with financial year 2024, the result moved from € 3,528 to € -926. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -16,449
▼ € 926 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -926
▼ still € 3,528 profit in 2024
Profit after tax over the fiscal year.
€ 7,099
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -35,049.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 795
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 37,713
▼ 21% vs 2024
€ 10,718 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,532
▲ 104% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,626
▲ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,912 | € 23,231 | € 23,264 | € 20,545 | ▼ 12% |
| Profit after taxes | € 209 | € 4,073 | € 3,528 | € -926 | ▼ € 4,454 |
| Equity | € -23,124 | € -19,052 | € -15,524 | € -16,449 | ▼ € 926 |
| Total debts | € 111,597 | € 96,021 | € 78,663 | € 63,099 | ▼ 20% |
| Cash | € 9,209 | € 9,208 | € 10,644 | € 7,099 | ▼ 33% |
| Land & buildings | € 43,200 | € 36,000 | € 28,800 | € 21,600 | ▼ 25% |
| Retained profit | € -41,724 | € -37,652 | € -34,124 | € -35,049 | ▼ € 926 |
| Bank debt | € 67,084 | € 57,737 | € 47,953 | € 37,713 | ▼ 21% |
| Balance sheet total | € 88,473 | € 76,969 | € 63,140 | € 46,649 | ▼ 26% |
Key figures of CHIC A CHOC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHIC A CHOC?
What happened at CHIC A CHOC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 926 (▼ € 4,454 vs 2024). Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 209 profit in 2022 to € 926 loss in 2025.
Paid € 498 in corporate taxes since 2022.
Best year ever: 2023, with € 4,073 profit.
Management
Behind CHIC A CHOC is Kelly Flore Bernaert.
Directors
According to the 2025 annual accounts
Kelly Flore Bernaert
Director
Establishments
Establishment units
Physical locations of this company
Ezelstraat 80
8000 Brugge
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →GABI
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Provisions
€ 7.4 million revenue · 2025
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€ 3,670 gross margin · 2025
MAKLADI
€ 18,067 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.242.592
- VAT number
- BE 0464.242.592
- Registered office
- Ezelstraat 80, 8000 Brugge
- Names & denominations
- CHIC A CHOC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 September 1998
- Peppol
- Active · Active since 26 Jul 2024
- Activities · NACE
Kappers- en barbiersactiviteiten
Kapsalons
Haarverzorging
Detailhandel in cosmetica en toiletartikelen