Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ESTEF from Geel, company number BE0464187065, closed financial year 2025 with a result of € 891 after tax. For that financial year ESTEF recorded a gross margin of € 9,268 and equity of € 63,077. Compared with financial year 2024, the result moved from € 652 to € 891. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 63,077
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 891
▲ 37% vs 2024
Profit after tax over the fiscal year.
€ 160
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 44,485.
Debts at end 2025
€ 35,431
▼ 10% vs 2024
€ 783 is repaid this year. At this pace the long-term loan is gone in ≈ 45 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 9,788 | € 4,988 | € 9,472 | € 9,268 | ▼ 2% |
| Profit after taxes | € 1,132 | € -3,373 | € 652 | € 891 | ▲ 37% |
| Equity | € 64,907 | € 61,535 | € 62,186 | € 63,077 | ▲ 1% |
| Total debts | € 59,140 | € 53,950 | € 47,773 | € 40,482 | ▼ 15% |
| Cash | € 3,198 | € 452 | € 743 | € 160 | ▼ 78% |
| Land & buildings | € 120,850 | € 115,033 | € 109,216 | € 103,399 | ▼ 5% |
| Retained profit | € 46,315 | € 42,943 | € 43,594 | € 44,485 | ▲ 2% |
| Bank debt | € 41,082 | € 42,884 | € 39,203 | € 35,431 | ▼ 10% |
| Balance sheet total | € 124,048 | € 115,485 | € 109,959 | € 103,559 | ▼ 6% |
Key figures of ESTEF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ESTEF?
What happened at ESTEF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 891 (▲ 37% vs 2024). Source: NBB ↗
- Stefan Wilms became a director. NBB
- Esther Wilms became a director. NBB
- New establishment in Geel. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,132 profit in 2022 to € 891 profit in 2025.
Paid € 566 in corporate taxes since 2022.
Best year ever: 2022, with € 1,132 profit.
A new publication or filing at ESTEF? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ESTEF are Stefan Wilms and Esther Wilms.
Directors
According to the 2025 annual accounts
Stefan Wilms
Director
since 2020
Esther Wilms
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Tweeboomkes 16
2440 Geel
Rijn 182
2440 Geel
Active since 1 October 1998
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.187.065
- VAT number
- BE 0464.187.065
- Registered office
- Tweeboomkes 16, 2440 Geel
- Names & denominations
- ESTEF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 September 1998
- Peppol
- Not registered