Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BO Concepts from Namur, company number BE0463979011, closed financial year 2025 with a result of € -48,535 after tax. For that financial year BO Concepts recorded a gross margin of € -29,620 and equity of € -29,516. Compared with financial year 2024, the result moved from € 4,068 to € -48,535. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ -29,516
▼ € 48,808 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -48,535
▼ still € 4,068 profit in 2024
Profit after tax over the fiscal year.
€ 0
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -38,487.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,881
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 67,574
▼ 14% vs 2024
€ 8,631 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 67,815
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,951
▼ 75% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 12,590 | € 15,590 | € 22,983 | € -29,620 | ▼ € 52,603 |
| Profit after taxes | € 693 | € 2,392 | € 4,068 | € -48,535 | ▼ € 52,603 |
| Equity | € 13,358 | € 15,498 | € 19,292 | € -29,516 | ▼ € 48,808 |
| Total debts | € 146,696 | € 209,367 | € 165,947 | € 153,230 | ▼ 8% |
| Cash | - | - | - | € 0 | |
| Land & buildings | € 91,701 | € 85,395 | € 78,555 | € 71,714 | ▼ 9% |
| Retained profit | € 3,588 | € 5,980 | € 10,048 | € -38,487 | ▼ € 48,535 |
| Bank debt | € 83,863 | € 78,196 | € 78,365 | € 67,574 | ▼ 14% |
| Balance sheet total | € 160,054 | € 224,865 | € 185,239 | € 123,714 | ▼ 33% |
Key figures of BO Concepts, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BO Concepts?
What happened at BO Concepts in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 48,535 (▼ € 52,603 vs 2024). filed late Source: NBB ↗
- New establishment in Namur. KBO
- Olivier Briard became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 693 profit in 2022 to € 48,535 loss in 2025.
Paid € 556 in corporate taxes since 2022.
Best year ever: 2024, with € 4,068 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Olivier Briard
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Avenue Joseph Abras(BL) 17
5001 Namur
Rue de la Colline 60
5000 Namur
Active since 16 September 1998
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.979.011
- VAT number
- BE 0463.979.011
- Registered office
- Avenue Joseph Abras(BL) 17, 5001 Namur
- Names & denominations
- BO Concepts
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 August 1998
- Peppol
- Active · Active since 19 Nov 2025
- Activities · NACE
Schrijnwerk
Overige werkzaamheden in verband met de afwerking van gebouwen
Metselwerk
Stukadoorswerk
Plaatsen van vloerbedekking en wandbekleding van hout
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Uitvoeren van metsel- en voegwerken