Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2024; threshold 65 %.
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Busy address KBO
24 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
A.F.O. from Elsene, company number BE0463961193, closed financial year 2024 with a result of € 82,976 after tax. For that financial year A.F.O. recorded a gross margin of € 372,784 and equity of € 2.7 million. Compared with financial year 2023, the result moved from € -17,992 to € 82,976. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 15, 2025.
€ 2.7 million
▲ 3% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 82,976
▲ still € 17,992 loss in 2023
Profit after tax over the fiscal year.
€ 69,367
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 673,237.
People and assets in 2024
€ 79,824
▼ 14% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.9 million
▼ 5% vs 2023
€ 255,142 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 117,809
▼ 1% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 8,957
▼ 66% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 492,915 | € 216,927 | € 227,002 | € 372,784 | ▲ 64% |
| Profit after taxes | € -9,858 | € 6,127 | € -17,992 | € 82,976 | ▲ € 100,969 |
| Equity | € 2,618,626 | € 2,624,753 | € 2,606,761 | € 2,689,737 | ▲ 3% |
| Total debts | € 1,829,198 | € 2,434,362 | € 2,648,678 | € 2,610,696 | ▼ 1% |
| Cash | € 48,581 | € 108,225 | - | € 69,367 | |
| Land & buildings | € 2,442,208 | € 2,935,169 | € 2,861,362 | € 2,684,490 | ▼ 6% |
| Retained profit | € 602,126 | € 608,253 | € 590,261 | € 673,237 | ▲ 14% |
| Bank debt | € 1,383,452 | € 1,772,649 | € 1,978,391 | € 1,872,584 | ▼ 5% |
| Balance sheet total | € 4,574,498 | € 5,177,003 | € 5,364,540 | € 5,453,331 | ▲ 2% |
Key figures of A.F.O., fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to A.F.O.?
What happened at A.F.O. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 82,976. filed late Source: NBB ↗
- ARNAUD GOLDBERG became a director. NBB
- GUY JACOUD became a director. NBB
- OLIVIER HENRI GOLDBERG became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,858 loss in 2021 to € 82,976 profit in 2024.
Paid € 4,254 in corporate taxes since 2021.
Best year ever: 2024, with € 82,976 profit.
A new publication or filing at A.F.O.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A.F.O. are GUY JACOUD, ARNAUD GOLDBERG and OLIVIER HENRI GOLDBERG. GUY JACOUD is also behind M.T.G., COMPAGNIE 14, WOL and DORCHESTER. ARNAUD GOLDBERG is also behind SPIRITEA. OLIVIER HENRI GOLDBERG is also behind COMPAGNIE 14.
Directors
According to the 2024 annual accounts
since 2021
since 2022
since 2021
Establishments
Establishment units
Physical locations of this company
Louizalaan 479
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 24 companies are registered at this address.
All companies at this address →Confédération francophone des Ligues de Santé mentale en Belgique
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€ -288 gross margin · 2025
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ALFA GROUP INTERNATIONAL
€ -11,994 gross margin · 2023
HIT ET CINEMA
+19 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.961.193
- VAT number
- BE 0463.961.193
- Registered office
- Louizalaan 479, 1050 Elsene
- Names & denominations
- A.F.O.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 August 1998
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Overige zakelijke dienstverlening, neg
Diverse administratieve activiteiten ten behoeve van kantoren