What is the address of A.F.O.?

The registered office of A.F.O. is located at Louizalaan 479, 1050 Elsene.

Is A.F.O. still active?

Yes. According to the CBE (29 October 2026) A.F.O. is active, legal situation “Normale toestand”, started on 10 August 1998.

Is A.F.O. registered on Peppol?

Yes, A.F.O. is registered on the Peppol network with ID 0208:0463961193.

What is the enterprise number of A.F.O.?

The enterprise number of A.F.O. is BE0463961193.

When was A.F.O. founded?

A.F.O. was founded on 10 August 1998.

Who are the directors of A.F.O.?

According to the 2025 annual accounts, the directors of A.F.O. are: Guy Jacoud, Arnaud Goldberg, Olivier Goldberg.

Is A.F.O. a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 August 1998; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did A.F.O. make in 2025?

A.F.O. recorded a loss after taxes of € 220,967 in financial year 2025.

What is the revenue of A.F.O.?

As a small company, A.F.O. is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 725,318.

A.F.O. (Public Limited) - Elsene - BE0463961193

Q: What does A.F.O. do?

A.F.O. is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Public Limited, started on 10 August 1998, 1 establishment.

Dossier A.F.O., printed on 29 October 2026 from databakkes.be/en/0463961193/a-f-o. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Busy address KBO

23 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

A.F.O. from Elsene, company number BE0463961193, closed financial year 2025 with a result of € -220,967 after tax. For that financial year A.F.O. recorded a gross margin of € 725,318 and equity of € 2.5 million. Compared with financial year 2024, the result moved from € 82,976 to € -220,967. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.

What it is worth Healthy

€ 2.5 million

▼ 8% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -220,967

▼ still € 82,976 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 140,462

▲ 102% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 452,271.

People and assets in 2025

Vehicles and equipment

€ 65,223

▼ 18% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 17 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 4.4 million

▲ 134% vs 2024

€ 256,773 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.

Owed to suppliers

€ 94,988

▼ 19% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 1,201

▼ 87% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 216,927 Gross margin 2022: € 216,927 First fiscal year in the series	€ 227,002 Gross margin 2023: € 227,002 ▲ 5% vs 2022 (€ 216,927) Favourable step	€ 372,784 Gross margin 2024: € 372,784 ▲ 64% vs 2023 (€ 227,002) Favourable step	€ 725,318 Gross margin 2025: € 725,318 ▲ 95% vs 2024 (€ 372,784) Favourable step	▲ 95%
Profit after taxes	€ 6,127 Profit after taxes 2022: € 6,127 First fiscal year in the series	€ -17,992 Profit after taxes 2023: € -17,992 ▼ € 24,120 vs 2022 (€ 6,127) Unfavourable step	€ 82,976 Profit after taxes 2024: € 82,976 ▲ € 100,969 vs 2023 (€ -17,992) Favourable step	€ -220,967 Profit after taxes 2025: € -220,967 ▼ € 303,943 vs 2024 (€ 82,976) Unfavourable step	▼ € 303,943
Equity	€ 2,624,753 Equity 2022: € 2,624,753 First fiscal year in the series	€ 2,606,761 Equity 2023: € 2,606,761 ▼ 1% vs 2022 (€ 2,624,753) Unfavourable step	€ 2,689,737 Equity 2024: € 2,689,737 ▲ 3% vs 2023 (€ 2,606,761) Favourable step	€ 2,468,771 Equity 2025: € 2,468,771 ▼ 8% vs 2024 (€ 2,689,737) Unfavourable step	▼ 8%
Total debts	€ 2,434,362 Total debts 2022: € 2,434,362 First fiscal year in the series	€ 2,648,678 Total debts 2023: € 2,648,678 ▲ 9% vs 2022 (€ 2,434,362) Unfavourable step	€ 2,610,696 Total debts 2024: € 2,610,696 ▼ 1% vs 2023 (€ 2,648,678) Favourable step	€ 4,915,123 Total debts 2025: € 4,915,123 ▲ 88% vs 2024 (€ 2,610,696) Unfavourable step	▲ 88%
Cash	€ 108,225 Cash 2022: € 108,225 First fiscal year in the series	-	€ 69,367 Cash 2024: € 69,367 First fiscal year in the series	€ 140,462 Cash 2025: € 140,462 ▲ 102% vs 2024 (€ 69,367) Favourable step	▲ 102%
Land & buildings	€ 2,935,169 Land & buildings 2022: € 2,935,169 First fiscal year in the series	€ 2,861,362 Land & buildings 2023: € 2,861,362 ▼ 3% vs 2022 (€ 2,935,169) Unchanged	€ 2,684,490 Land & buildings 2024: € 2,684,490 ▼ 6% vs 2023 (€ 2,861,362) Unchanged	€ 4,896,451 Land & buildings 2025: € 4,896,451 ▲ 82% vs 2024 (€ 2,684,490) Unchanged	▲ 82%
Retained profit	€ 608,253 Retained profit 2022: € 608,253 First fiscal year in the series	€ 590,261 Retained profit 2023: € 590,261 ▼ 3% vs 2022 (€ 608,253) Unfavourable step	€ 673,237 Retained profit 2024: € 673,237 ▲ 14% vs 2023 (€ 590,261) Favourable step	€ 452,271 Retained profit 2025: € 452,271 ▼ 33% vs 2024 (€ 673,237) Unfavourable step	▼ 33%
Bank debt	€ 1,772,649 Bank debt 2022: € 1,772,649 First fiscal year in the series	€ 1,978,391 Bank debt 2023: € 1,978,391 ▲ 12% vs 2022 (€ 1,772,649) Unfavourable step	€ 1,872,584 Bank debt 2024: € 1,872,584 ▼ 5% vs 2023 (€ 1,978,391) Favourable step	€ 4,388,973 Bank debt 2025: € 4,388,973 ▲ 134% vs 2024 (€ 1,872,584) Unfavourable step	▲ 134%
Balance sheet total	€ 5,177,003 Balance sheet total 2022: € 5,177,003 First fiscal year in the series	€ 5,364,540 Balance sheet total 2023: € 5,364,540 ▲ 4% vs 2022 (€ 5,177,003) Unchanged	€ 5,453,331 Balance sheet total 2024: € 5,453,331 ▲ 2% vs 2023 (€ 5,364,540) Unchanged	€ 7,503,256 Balance sheet total 2025: € 7,503,256 ▲ 38% vs 2024 (€ 5,453,331) Unchanged	▲ 38%

Key figures of A.F.O., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to A.F.O.?

What happened at A.F.O. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 29, 2026 New annual accounts for financial year 2025: loss of € 220,967 (▼ € 303,943 vs 2024). filed late Source: NBB ↗
2022 Arnaud Goldberg became a director. NBB
2021 Olivier Goldberg became a director. NBB
2004 Guy Jacoud became a director. NBB
Dec 31, 1998 New establishment in Brussel. KBO
Aug 10, 1998 Start of the company according to the CBE. KBO

In short

From € 6,127 profit in 2022 to € 220,967 loss in 2025.

Paid € 12,084 in corporate taxes since 2022.

Best year ever: 2024, with € 82,976 profit.

Original PDFs at the National Bank ↗

Management

Guy Jacoud Arnaud Goldberg Olivier Goldberg

M.T.G.

COMPAGNIE 14

A.F.O.

SPIRITEA

Behind A.F.O. are Guy Jacoud, Arnaud Goldberg and Olivier Goldberg. Guy Jacoud is also behind M.T.G., COMPAGNIE 14, WOL and DORCHESTER. Arnaud Goldberg is also behind SPIRITEA. Olivier Goldberg is also behind M.T.G., COMPAGNIE 14, MOTOWN SCHOTEN INVEST, SPIRITEA and Motown Niel Construct.

Directors

According to the 2025 annual accounts

Guy Jacoud

Director

Also active at: M.T.G., COMPAGNIE 14, WOL, DORCHESTER

since 2004

Arnaud Goldberg

Director

Also active at: SPIRITEA

since 2022

Olivier Goldberg

Managing director

Also active at: M.T.G., COMPAGNIE 14, MOTOWN SCHOTEN INVEST, SPIRITEA, Motown Niel Construct

since 2021

Establishments

Establishment units

Physical locations of this company

Registered office

Louizalaan 479

1050 Elsene

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 23 companies are registered at this address.

All companies at this address →

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Details

Company number

0463.961.193

VAT number

BE 0463.961.193

Registered office

Louizalaan 479, 1050 Elsene

Names & denominations

A.F.O.

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

10 August 1998

Peppol

Active · Active since 15 Dec 2025

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Administratieve en ondersteunende activiteiten ten behoeve van kantoren

Overige zakelijke dienstverlening, neg

Diverse administratieve activiteiten ten behoeve van kantoren

View on CBE Public ↗ Annual accounts (NBB) ↗

A.F.O.

Warning lights

Financials

What happened to A.F.O.?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions