Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
ARVALE from Sint-Pieters-Woluwe, company number BE0463924076, closed financial year 2025 with a result of € 5,896 after tax. For that financial year ARVALE recorded a gross margin of € 464,630 and equity of € -607,492. Compared with financial year 2024, the result moved from € -74,313 to € 5,896. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -607,492
▲ € 5,896 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,896
▲ still € 74,313 loss in 2024
Profit after tax over the fiscal year.
€ 217,345
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -626,084.
People and assets in 2025
€ 23,369
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.8 million
▼ 2% vs 2024
€ 25,901 is repaid this year. At this pace the long-term loan is gone in ≈ 102 years.
€ 204,337
▲ € 168,992 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,861
▼ 19% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 471,025 | € 469,724 | € 1,043,950 | € 464,630 | ▼ 55% |
| Profit after taxes | € -224,234 | € 447,210 | € -74,313 | € 5,896 | ▲ € 80,210 |
| Equity | € -858,285 | € -411,074 | € -613,388 | € -607,492 | ▲ € 5,896 |
| Total debts | € 5,100,490 | € 5,764,160 | € 4,201,012 | € 4,589,538 | ▲ 9% |
| Cash | € 65,478 | € 16,364 | € 275,474 | € 217,345 | ▼ 21% |
| Land & buildings | € 2,711,828 | € 2,595,936 | € 2,275,848 | € 2,229,130 | ▼ 2% |
| Retained profit | € -876,877 | € -429,666 | € -631,980 | € -626,084 | ▲ € 5,896 |
| Bank debt | € 3,026,189 | € 2,960,682 | € 2,889,480 | € 2,837,726 | ▼ 2% |
| Balance sheet total | € 7,396,931 | € 8,450,664 | € 6,675,346 | € 7,010,083 | ▲ 5% |
Key figures of ARVALE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ARVALE?
What happened at ARVALE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,896. filed late Source: NBB ↗
- GUILLAUME SPEECKAERT stepped down as director. NBB
- GUILLAUME SPEECKAERT became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- Michel Speeckaert became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 224,234 loss in 2022 to € 5,896 profit in 2025.
Paid € 1,060 in corporate taxes since 2022.
Best year ever: 2023, with € 447,210 profit.
A new publication or filing at ARVALE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ARVALE is Michel Speeckaert. It owns 100% of CSS, 95% of MODUS and 20% of X TRA ONE itself.
Directors
According to the 2025 annual accounts
Michel Speeckaert
Director
Also active at: SOCIETE DE FINANCES, DE GESTION ET DE COORDINATION - L.S., MODUS VIVENDI, SPIMMO
since 1998
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Roger Vandendriesschelaan 20
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.924.076
- VAT number
- BE 0463.924.076
- Registered office
- Roger Vandendriesschelaan 20, 1150 Sint-Pieters-Woluwe
- Names & denominations
- ARVALE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 July 1998
- Peppol
- Active · Active since 11 Dec 2025
- Activities · NACE
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