Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Bijouterie Valérie LAMBERT from Charleroi, company number BE0463899926, closed financial year 2025 with a result of € 13,394 after tax. For that financial year Bijouterie Valérie LAMBERT recorded a gross margin of € 16,240 and equity of € -22,296. Compared with financial year 2024, the result moved from € -6,504 to € 13,394. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ -22,296
▲ € 13,394 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,394
▲ still € 6,504 loss in 2024
Profit after tax over the fiscal year.
€ 20,987
▲ € 18,062 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -42,747.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 860
▲ 78% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 114,751
Loans from banks and other lenders, long and short.
€ 8,896
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,149
▲ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -11,317 | € -5,554 | € -3,297 | € 16,240 | ▲ € 19,537 |
| Profit after taxes | € -15,231 | € -9,803 | € -6,504 | € 13,394 | ▲ € 19,898 |
| Equity | € -19,382 | € -29,186 | € -35,690 | € -22,296 | ▲ € 13,394 |
| Total debts | € 220,353 | € 231,618 | € 237,388 | € 232,806 | ▼ 2% |
| Cash | € 5,871 | € 362 | € 2,924 | € 20,987 | ▲ € 18,062 |
| Retained profit | € -37,974 | € -47,778 | € -56,141 | € -42,747 | ▲ € 13,394 |
| Bank debt | € 132,486 | € 115,138 | € 114,751 | € 114,751 | |
| Balance sheet total | € 200,971 | € 202,432 | € 201,698 | € 210,510 | ▲ 4% |
Key figures of Bijouterie Valérie LAMBERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bijouterie Valérie LAMBERT?
What happened at Bijouterie Valérie LAMBERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,394. Source: NBB ↗
- New establishment in Charleroi. KBO
- VALERIE LAMBERT became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,231 loss in 2022 to € 13,394 profit in 2025.
Paid € 532 in corporate taxes since 2022.
Best year ever: 2025, with € 13,394 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Bijouterie Valérie LAMBERT is VALERIE LAMBERT.
Directors
According to the 2025 annual accounts
VALERIE LAMBERT
Manager
since 1998
Establishments
Establishment units
Physical locations of this company
Avenue Paul Pastur 85
6032 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.899.926
- VAT number
- BE 0463.899.926
- Registered office
- Avenue Paul Pastur 85, 6032 Charleroi
- Names & denominations
- Bijouterie Valérie LAMBERT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 July 1998
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
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