Financials
Financial year 2025
Worth noting
- More debts than assets in the latest financial year.
- Little cash and receivables against the short-term debts.
Gross margin
€ 246,708
▲ 31% vs 2024
Profit
Growing€ 62,266
▲ 849% vs 2024
Debts
High€ 218,713
▼ 28% vs 2024
Sertas from Sint-Martens-Latem, company number BE0477737371, closed financial year 2025 with a result of € 62,266 after tax. For that financial year Sertas recorded a gross margin of € 246,708 and equity of € -22,301. Compared with financial year 2024, the result moved from € 6,562 to € 62,266. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
What happened at Sertas?
What happened at Sertas in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 62,266 (▲ 849% vs 2024). Source: NBB ↗
- RiskCare BV became a director. NBB
- Peter Magherman stepped down as director. NBB
- Pieter Hanssens stepped down as director. NBB
- Rik Oost stepped down as director. NBB
- Stefan Maerten stepped down as director. NBB
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,653 profit in 2021 to € 62,266 profit in 2025.
Paid € 15,778 in corporate taxes since 2021.
Best year ever: 2025, with € 62,266 profit.
On average € 123,400 of value added per employee in 2025.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
News about who you follow, reason included.
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Management
Behind Sertas are RiskCare BV, Dieter De Milde, Ruben Kuppens and Joachim Vermeersch. The same people are also behind JEAN CRAB ET SES FILS, Devaux, Roland Associés, Sharp Insurance Brokers, Sur. and MAXI ASSUR.
Directors
According to the 2025 annual accounts
Director · represented by Herman Kerremans
Also active at: JEAN CRAB ET SES FILS, Devaux, Roland Associés, Sharp Insurance Brokers +18 more
since 2026
· until 2025
· until 2026
· until 2026
· until 2025
Establishments
Establishment units
Physical locations of this company
Kortrijksesteenweg 57 box 2
9830 Sint-Martens-Latem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
Details
- Company number
- 0477.737.371
- VAT number
- BE 0477.737.371
- Registered office
- Kortrijksesteenweg 57 bus 2, 9830 Sint-Martens-Latem
- Names & denominations
- Sertas
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 June 2002
- Peppol
- Active · Active since 13 Feb 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars