Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Annual account missing NBB
Fiscal year 2023 was expected before 31 July 2024 and has not been filed.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2022
Bank- en verzekeringsagent REGIO LEIE-SCHIPDONK from Deinze, company number BE0463653367, closed financial year 2022 with a result of € 524,796 after tax. For that financial year Bank- en verzekeringsagent REGIO LEIE-SCHIPDONK recorded a gross margin of € 2.8 million and equity of € 472,473. Compared with financial year 2021, the result moved from € 402,176 to € 524,796. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2023.
€ 472,473
▲ 7% vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 524,796
▲ 30% vs 2021
Profit after tax over the fiscal year.
€ 389,567
▲ 95% vs 2021
Cash and bank balances on the last day of the fiscal year.
€ 499,070 paid out
95 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2022
29.8
▼ 2.1 vs 2021
Average over the fiscal year, from the social balance sheet.
€ 2 million
▼ 5% vs 2021
€ 66,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,783
▼ 29% vs 2021
Book value of vehicles, furniture and equipment.
Debts at end 2022
€ 16,779
▼ 50% vs 2021
€ 8,375 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 27,557
▼ 9% vs 2021
Supplier invoices still open on the last day of the fiscal year.
€ 586,515
▲ 41% vs 2021
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|
| Gross margin | € 2,691,671 | € 2,751,063 | ▲ 2% |
| Profit after taxes | € 402,176 | € 524,796 | ▲ 30% |
| Equity | € 440,087 | € 472,473 | ▲ 7% |
| Total debts | € 776,456 | € 991,103 | ▲ 28% |
| Cash | € 200,000 | € 389,567 | ▲ 95% |
| Retained profit | € 371,747 | € 397,473 | ▲ 7% |
| Dividend | € 403,618 | € 499,070 | ▲ 24% |
| Bank debt | € 33,624 | € 16,779 | ▼ 50% |
| Balance sheet total | € 1,216,543 | € 1,463,576 | ▲ 20% |
| Employees (FTE) | 31.9 | 29.8 | ▼ 2.1 |
Key figures of Bank- en verzekeringsagent REGIO LEIE-SCHIPDONK, fiscal years 2021 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 31 July 2024.
What happened to Bank- en verzekeringsagent REGIO LEIE-SCHIPDONK?
What happened at Bank- en verzekeringsagent REGIO LEIE-SCHIPDONK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2022: profit of € 524,796 (▲ 30% vs 2021). Source: NBB ↗
- New establishment in Eeklo. KBO
- New establishment in Maldegem. KBO
- New establishment in Deinze. KBO
- New establishment in Aalter. KBO
- New establishment in Lievegem. KBO
- New establishment in Deinze. KBO
- New establishment in Sint-Martens-Latem. KBO
In short
From € 402,176 profit in 2021 to € 524,796 profit in 2022.
Paid € 408,131 in corporate taxes since 2021.
Best year ever: 2022, with € 524,796 profit.
On average € 92,300 of value added per employee in 2022.
A new publication or filing at Bank- en verzekeringsagent REGIO LEIE-SCHIPDONK? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Bank- en verzekeringsagent REGIO LEIE-SCHIPDONK are Wim De Baere, Wouter De Smet, Nele David, Koen Bekaert, Ardiana Hamja and Christophe Van Der Eecken. The shares are held by Belfius bank (25.7%).
Directors
According to the 2022 annual accounts
Wim De Baere
Manager
Wouter De Smet
Manager
Nele David
Manager
Koen Bekaert
Manager
Ardiana Hamja
Manager
Bram Eelbode
Manager
Shareholders
25.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Volhardingslaan 72 box 1
9800 Deinze
Golflaan 36
9830 Sint-Martens-Latem
Active since 14 January 2002
Cyriel Buyssestraat 42
9850 Deinze
Active since 1 January 2007
Stationsstraat 157
9880 Aalter
Active since 1 January 2007
Markt 17
9930 Lievegem
Active since 1 January 2007
Koning Leopoldlaan 20L
9990 Maldegem
Active since 17 February 2017
Markt 93
9900 Eeklo
Active since 1 January 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.653.367
- VAT number
- BE 0463.653.367
- Registered office
- Volhardingslaan 72 bus 1, 9800 Deinze
- Names & denominations
- Bank- en verzekeringsagent REGIO LEIE-SCHIPDONK
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 25 June 1998
- Peppol
- Not registered
- Activities · NACE
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