Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GALM PARTICIPATIES from Houthalen-Helchteren, company number BE0463583586, closed financial year 2025 with a result of € 32,801 after tax. For that financial year GALM PARTICIPATIES recorded a gross margin of € 70,134 and equity of € 21.6 million. Compared with financial year 2024, the result moved from € -8,307 to € 32,801. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 21.6 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,801
▲ still € 8,307 loss in 2024
Profit after tax over the fiscal year.
€ 13,904
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.9 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 4,924
▼ 46% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4 million
▲ 4% vs 2024
€ 683,494 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 54,335
Supplier invoices still open on the last day of the fiscal year.
€ 13
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 75,125 | € 74,800 | € 86,687 | € 70,134 | ▼ 19% |
| Profit after taxes | € -23,790 | € -37,060 | € -8,307 | € 32,801 | ▲ € 41,108 |
| Equity | € 21,575,456 | € 21,538,396 | € 21,530,088 | € 21,562,889 | |
| Total debts | € 6,917,608 | € 7,306,655 | € 7,120,376 | € 7,398,569 | ▲ 4% |
| Cash | € 11,151 | € 2,128 | € 36,572 | € 13,904 | ▼ 62% |
| Retained profit | € 2,875,456 | € 2,838,396 | € 2,830,088 | € 2,862,889 | ▲ 1% |
| Bank debt | € 4,079,629 | € 4,233,319 | € 3,861,084 | € 4,031,776 | ▲ 4% |
| Balance sheet total | € 28,493,064 | € 28,845,051 | € 28,650,464 | € 28,961,458 | ▲ 1% |
Key figures of GALM PARTICIPATIES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GALM PARTICIPATIES?
What happened at GALM PARTICIPATIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 32,801. Source: NBB ↗
- Bob Cuyvers became a director. NBB
- New establishment in Houthalen-Helchteren. KBO
- Start of the company according to the CBE. KBO
In short
From € 23,790 loss in 2022 to € 32,801 profit in 2025.
Best year ever: 2025, with € 32,801 profit.
A new publication or filing at GALM PARTICIPATIES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GALM PARTICIPATIES is Bob Cuyvers. Bob Cuyvers is also behind ECHOBEL, CUROSA, Gills & Scales, Inch-off and DREAMBAITS.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Bronweg 57
3530 Houthalen-Helchteren
Donderslagweg 25
3530 Houthalen-Helchteren
Active since 15 July 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.583.586
- VAT number
- BE 0463.583.586
- Registered office
- Bronweg 57, 3530 Houthalen-Helchteren
- Names & denominations
- GALM PARTICIPATIES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 June 1998
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
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