Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CUMA CEREATOUR from Chastre, company number BE0463538452, closed financial year 2025 with a result of € -1,167 after tax. For that financial year CUMA CEREATOUR recorded a gross margin of € 2,249 and equity of € -11,357. Compared with financial year 2024, the result moved from € 1,766 to € -1,167. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ -11,357
▼ € 1,167 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,167
▼ still € 1,766 profit in 2024
Profit after tax over the fiscal year.
€ 992
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -36,171.
People and assets in 2025
€ 9,389
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7,200
▼ 33% vs 2024
€ 3,600 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 16,289
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,649 | € 6,634 | € 5,263 | € 2,249 | ▼ 57% |
| Profit after taxes | € -3,129 | € 3,020 | € 1,766 | € -1,167 | ▼ € 2,933 |
| Equity | € -14,976 | € -11,956 | € -10,190 | € -11,357 | ▼ € 1,167 |
| Total debts | € 45,857 | € 44,222 | € 39,318 | € 36,506 | ▼ 7% |
| Cash | € 4 | € 912 | € 2,868 | € 992 | ▼ 65% |
| Retained profit | € -39,790 | € -36,770 | € -35,004 | € -36,171 | ▼ € 1,167 |
| Bank debt | € 18,000 | € 14,400 | € 10,800 | € 7,200 | ▼ 33% |
| Balance sheet total | € 30,881 | € 32,266 | € 29,128 | € 25,149 | ▼ 14% |
Key figures of CUMA CEREATOUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CUMA CEREATOUR?
What happened at CUMA CEREATOUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,167 (▼ € 2,933 vs 2024). Source: NBB ↗
- New establishment in Chastre. KBO
- VINCAP SPRL became a director. NBB
- NATHALIE LEFEBVRE became a director. NBB
- THIBAUT PERSIN became a director. NBB
- ROBERT FRESON became a director. NBB
- BENOIT DEMANET became a director. NBB
- FREDERIC JEANDRAIN became a director. NBB
In short
From € 3,129 loss in 2022 to € 1,167 loss in 2025.
Best year ever: 2023, with € 3,020 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CUMA CEREATOUR are VINCAP SPRL, NATHALIE LEFEBVRE, THIBAUT PERSIN, ROBERT FRESON, BENOIT DEMANET and FREDERIC JEANDRAIN.
Directors
According to the 2025 annual accounts
Director
since 1998
NATHALIE LEFEBVRE
Director
since 1998
THIBAUT PERSIN
Director
since 1998
ROBERT FRESON
Director
since 1998
BENOIT DEMANET
Director
since 1998
FREDERIC JEANDRAIN
Director
since 1998
Establishments
Establishment units
Physical locations of this company
Rue de la Tour 37
1450 Chastre
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.538.452
- VAT number
- BE 0463.538.452
- Registered office
- Rue de la Tour 37, 1450 Chastre
- Names & denominations
- CUMA CEREATOUR
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 9 June 1998
- Peppol
- Active · Active since 1 Sept 2026
- Activities · NACE
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